@Anonymous wrote:is TU TrueCredit still existing? From what I can see, TU is only offering 3-Bureau Credit Monitoring for 16.95/mo.
I became a trial member and apparantly you get the TU report and their FAKO score, which can be refreshed every 24 hours + credit alerts from the other 2 CBs.
To actually get the report from the other 2 CBs you have to pay 29.95 each time you pull their reports??
Can someone clarify this for me please. Thanks.
Sounds right, though I think you can still get all 3 reports 1x/month. At one point you used to be able to pull all 3 reports daily at $15/mo. Gone are those days. 
I was using credit.com, creditkarma, and credit sesame. I am forever dissapointed. The scores are WAY lower than my FICO scores and I really dont need that. :-/
@LoveGoodCredit wrote:I was using credit.com, creditkarma, and credit sesame. I am forever dissapointed. The scores are WAY lower than my FICO scores and I really dont need that. :-/
That's because they're FAKO 
In my opinion CK and CS are great for a free way to monitor when accounts report, or inquiries and stuff like that, but other than that they're not really that great.
Quartly monitoring (4.95/month), and CK.. I used to pay for Scorewatch, but realized I was throwing money away, and wasting life on checking my reports/scores 3 times a day... Now, I get a report and score every three months, and update my CK account every 2 weeks. Much less stress...
I have to agree there is something wrong with checking credit every day like i do. I dropped 23 points because I maced out a CC and credit karma picked it up. I have to pay that down again, but not sure how long it will take for it to go back up. At least that part is in my control. and I know the score will go up once I pay it down. 