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DCU Monthly FICO score!

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blindambition
Senior Contributor

Re: DCU Monthly FICO score!


@tcbofade wrote:

Mine updated today!  Smiley Happy  (Today is 05 August.  Score as of 31 July.)

 

No change.  Smiley Indifferent


Thanks for this! It wasn't there this morning, but there now.

Since they've been slow on reports, chalked up to that. Wasn't going to wait on hold for 3 hours just for that.

Message 11 of 36
Anonymous
Not applicable

Re: DCU Monthly FICO score!

Yeah I noticed a little bit ago when I got the email saying my statement was ready that the score was too. 

EQ5 continues to be a stubborn jerk although 710 is better than 688. Kind of surprised that EX2 is 20 points higher. Hopefully that 710 will be enough to get DCU to offer me a CLI on my card. If not, I'm gonna close it when the offers come in October because there is zero point in a $1K card. 

Message 12 of 36
AllZero
Mega Contributor

Re: DCU Monthly FICO score!


@DaveInAZ wrote:

@coldfusion wrote:

 

I pulled up my EQ report, their last general inquiry was on 6/23.   They did a routine SP for their quarterly account review on 7/7.


Darn, a month too early for me! My Sept. 2010 BK7 fell off my EQ report Aug. 1, the last CRA to remove it. CK Vantage 3 score went up 65 points to  747, no access to a Fico 8 score for EQ.

And I always relied on a Message for my DCU Fico5 score, not realizing it's also in Account Manager - Account Manager Home, Manage Accounts tab, Services tab, Monthly Fico Score. Last one for me is dated June 26. Looking forward to the one pulled late Aug., although no credit products I want from DCU other than my current car loan, I have a low APR, no cash advance credit card like theirs from my local CU.


Thank you for the tip. I didn't realize that.

Message 13 of 36
CYBERSAM
Senior Contributor

Re: DCU Monthly FICO score!

Finally showed up! 🐌

 

I thought they changed it to FICO Score 4 as of last year!







                
Message 14 of 36
Anonymous
Not applicable

Re: DCU Monthly FICO score!


@CYBERSAM wrote:

Finally showed up! 🐌

 

I thought they changed it to FICO Score 4 as of last year!


The 4 seems to be some sort of superscript that's supposed to apply to text in the footnote. "4 Interactive Score Simulator results are provided for educational purposes only and are intended to show the impact that certain hypothetical actions could have on your credit score, assuming that all other variables remain constant. This is not a guarantee that your score will change as shows in this Interactive Score Simulator. Your actual score calculation may change frequently, even daily, as the information in your credit file(s) changes."


FICO 4 would be TransUnion's mortgage score. WyHy is the only place I know that's giving that one out. 

Message 15 of 36
CYBERSAM
Senior Contributor

Re: DCU Monthly FICO score!


@Anonymous wrote:

@CYBERSAM wrote:

Finally showed up! 🐌

 

I thought they changed it to FICO Score 4 as of last year!


The 4 seems to be some sort of superscript that's supposed to apply to text in the footnote. "4 Interactive Score Simulator results are provided for educational purposes only and are intended to show the impact that certain hypothetical actions could have on your credit score, assuming that all other variables remain constant. This is not a guarantee that your score will change as shows in this Interactive Score Simulator. Your actual score calculation may change frequently, even daily, as the information in your credit file(s) changes."


FICO 4 would be TransUnion's mortgage score. WyHy is the only place I know that's giving that one out. 


Oh! That makes sense 😂







                
Message 16 of 36
coldfusion
Credit Mentor

Re: DCU Monthly FICO score!

 

ND-DIGITAL FEDERAL CREDIT UNION  08/04/20

 

Didn't take them long to process once they pulled the reports. 

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 17 of 36
Anonymous
Not applicable

Re: DCU Monthly FICO score!

May I ask, who is WyHy?

Message 18 of 36
AllZero
Mega Contributor

Re: DCU Monthly FICO score!


@Anonymous wrote:

May I ask, who is WyHy?


@Anonymous . https://www.wyhy.org

Message 19 of 36
Anonymous
Not applicable

Re: DCU Monthly FICO score!

Thanks AllZero.

Message 20 of 36
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