Derogatory Information Removal

dabo1502 · ‎07-05-2014

Greetings All,

I'm new on the forum; I'd like to determine the difference in derogatory information removal on my credit reports. Two of the CRA's(EQ and EXP) removed derogatory information in June, 2014, which cause my FICO scores to increase about 30 points on each; but as of today (July 5th) my FICO score for TU(per my Discover statement) is still reporting the derogatory information.

Is there a certain time frame in which the TU information will be removed.

Thanks for your response!

EQ - 812 (CCT) 5/29/17 / EX- 819 (CCT) - 5/29/2017 / TU - 812 - 5/29(CCT) / Util - 2% / AA0A - 6 years, 8 months

Diners Club Prestige - $40K; Amex ED - $18K; Amex BCE - $5K; Chase CSP - $6K; Chase Freedom Unlimited- $8K; Chase IHG - $17K; Walmart MC - $7.6K; Discover - $12.9K; Merrick - $4850; Credit Care - $2.5K; Pay Pal - 5K; Macy's - $5.2K

myjourney · ‎07-05-2014

Welcome to the forum

It could take 30-45 days for the info to be updated

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Florida1990 · ‎07-05-2014

Give it time it will update and if not call them.

Pre-CH7 Scores- TU 584 EX 540 EQ 581
Post-CH7 Scores- TU 656 EX 630 EQ 670

Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.