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Discover IT FICO starting Nov 19

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mongstradamus
Super Contributor

Re: Discover IT FICO starting Nov 19


@coldnmn wrote:

I checked my Discover page earlier today nothing was said about credit score . Just got done checking they updated my account page stating the free score and a link to frequently asked questions. My statement just cut the 10th so I have to wait a while. 


I am in the same boat , an long wait for us lol 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 71 of 85
Scuba
Frequent Contributor

Re: Discover IT FICO starting Nov 19

What if you have a credit freezze?

 

Can you still get your score?

Message 72 of 85
09Lexie
Moderator Emerita

Re: Discover IT FICO starting Nov 19

If it's anything like other lenders, I haven't had a problem receiving my scores.
Message 73 of 85
-Wade-
Valued Contributor

Re: Discover IT FICO starting Nov 19


@Scuba wrote:

What if you have a credit freezze?

 

Can you still get your score?


Yes, They get your score when they SP your report.  I have a freeze on mine to

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 74 of 85
myjourney
Super Contributor

Re: Discover IT FICO starting Nov 19

While I like the fact Discover is giving out scores I wish someone would pick another CB to give out 

Now I get TU scores from 

FNBO

Barclay

Discover 

Walmart 

Geez is TU selling scores dirt cheap 

 

Feel free to compete 

EX EQ

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 75 of 85
mongstradamus
Super Contributor

Re: Discover IT FICO starting Nov 19


@myjourney wrote:

While I like the fact Discover is giving out scores I wish someone would pick another CB to give out 

Now I get TU scores from 

FNBO

Barclay

Discover 

Walmart 

Geez is TU selling scores dirt cheap 

 

Feel free to compete 

EX EQ


I agree wish there was more access to an "free" version of Experian fico score. Right now it doesn't seem like there is an way to get experian scores without paying for it ?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 76 of 85
Swapmeet
Valued Contributor

Re: Discover IT FICO starting Nov 19


@CREDITSURFER wrote:

Mine says:

 

Your free FICO® Credit Score will be available on your next statement.  More Details

 

My statement comes out tomorrow.


Mine says that too...lol, but my statement cuts on the 4th. Unfortunately it is confirmed that no matter what they pulled when you opened your account, they give you a TU score. Oh well, they get points for offering something free I guess.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 77 of 85
mongstradamus
Super Contributor

Re: Discover IT FICO starting Nov 19


@Swapmeet wrote:

@CREDITSURFER wrote:

Mine says:

 

Your free FICO® Credit Score will be available on your next statement.  More Details

 

My statement comes out tomorrow.


Mine says that too...lol, but my statement cuts on the 4th. Unfortunately it is confirmed that no matter what they pulled when you opened your account, they give you a TU score. Oh well, they get points for offering something free I guess.


where on your statement does it say you will recieve fico score with your next statement ? I was just looking at my statement today, which cut i think on the 10th, and I didn't see anything about an fico score on it Smiley Frustrated



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 78 of 85
Smug
Established Contributor

Re: Discover IT FICO starting Nov 19

Mine came yesterday http://i1255.photobucket.com/albums/hh629/ithings1/image-35.jpg
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 79 of 85
dddewdrop
Valued Contributor

Re: Discover IT FICO starting Nov 19

   I concur. I wish it were EX as I already get the other two free. Oh well....

Message 80 of 85
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