Dispute Question

[monni]

How many accounts should you dispute at a time?

Thanks in advace!!!!

[monni]

BUMP. Sorry to be a pest everyone. I just wanted to fax some disputes tommarrow and did not know how many I should do at once.

Thanks,

[SmartCookie]

Hi monni,

Usually you would do all disputes at once, off of paid reports of course not annuals, customized to all 3 CBRs.

But...

Disputing a big pile of anything which might indicate identity issues like DAK multiple addresses and 'never opened' in combination with other things of this type are going to set of red alarms whether true or untrue.

What types of disputes are you FAXing?

[monni]

I recent sent a DV letter to cap 1 and they change the charge off account with a 149 balance to a r1 closed by customer 0 balance account but it still shows as a charge of on ex. Also, before there were no late payments showing on my credit report and now cap on is reporting lates on my account.

I also wanted to dispute a collections account from a doctors office that shows on my ex report that is paid but shows on my report.