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Disputed Charge With Amex

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Zimmy71
Established Member

Disputed Charge With Amex

My wife was shopping for health insurance and was sold a wrong plan that would have messed up our taxes.  Once we found the mistake we called the rep asking for a refund.  A week went by and still no refund so he said to contact our credit card company and see if they can do a reversal or dispute the charge since the insurance comapanies are busy with open enrollment.  I disputed the charge with Amex over the phone and the rep told me not to pay the amount in dispute.  My question is, if I pay off the card minus the disputed amount will Amex still report a balance to the bureaus?  

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2 REPLIES 2
JoeRockhead
Community Leader
Super Contributor

Re: Disputed Charge With Amex

If the amount already posted to your account then likely yes... if not it may remain as a pending charge until it's resolved, and not report.

Message 2 of 3
SouthJamaica
Mega Contributor

Re: Disputed Charge With Amex


@Zimmy71 wrote:

My wife was shopping for health insurance and was sold a wrong plan that would have messed up our taxes.  Once we found the mistake we called the rep asking for a refund.  A week went by and still no refund so he said to contact our credit card company and see if they can do a reversal or dispute the charge since the insurance comapanies are busy with open enrollment.  I disputed the charge with Amex over the phone and the rep told me not to pay the amount in dispute.  My question is, if I pay off the card minus the disputed amount will Amex still report a balance to the bureaus?  


Yes, they'll report the balance.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 3
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