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Disputing information through Equifax

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Anonymous
Not applicable

Disputing information through Equifax

When I go through the process to enter a dispute I am required to answer four questions about my finances after entering my information. All of these questions have nothing to do with me, they reference loans and accounts I do not have. Each time I attempt the process they are different and always reference financial instruments I have never had. When it fails it gives me a fax number to send my request in by. Is this really the only way to contact Equifax?

Message 1 of 5
4 REPLIES 4
coldnmn
Mega Contributor

Re: Disputing information through Equifax

Same type thing with me when I try to get my free annual report online. I end up having to mail in the request. They don't seem care, from what I have read on the forum! Smiley Frustrated Welcome to the forum Smiley Happy

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 5
Anonymous
Not applicable

Re: Disputing information through Equifax

It seems like a shell service they set up to satify regulations.

 

I found this page though after some more looking: http://learn.equifax.com/credit/credit-report-disputes/

It states you may call 1-800-685-1111 to speak with a person but it is just their automated ordering service. You have to order a report through Equifax to speak with a person.

 

Is myFICO aware of this?

 

EDIT:

 

After more searching I found this page: http://www.equifax.com/credit-report-history/

I was able to get an agent. 1-800-437-8432

Message 3 of 5
coldnmn
Mega Contributor

Re: Disputing information through Equifax

I was also checking for numbers, here is some more numbers for the future.

 

http://ficoforums.myfico.com/t5/Credit-Cards/CRA-Phone-amp-Fax-Numbers/m-p/407647

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 5
mongstradamus
Super Contributor

Re: Disputing information through Equifax


@Anonymous wrote:

When I go through the process to enter a dispute I am required to answer four questions about my finances after entering my information. All of these questions have nothing to do with me, they reference loans and accounts I do not have. Each time I attempt the process they are different and always reference financial instruments I have never had. When it fails it gives me a fax number to send my request in by. Is this really the only way to contact Equifax?


Hello , Equifax can be an pain in the butt to deal with when you aren't buying any of their products. They are by far the worst of the Three imo. 



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EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 5
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