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Does AX report to EX?

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expatCanuck
Super Contributor

Does AX report to EX?

About a week after the 2nd statement close, AX reported my new BCE to TU and EQ.

 

Nothing from EX yet.  This weirds me out because

1) the FICO score which AX provides is based on EX data, and

2) EX has (in my recent experience) typically been first off the mark with updates from my other cards

 

Just one of those things?


2025 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8502 INQ (Auto, Mort)7y4m
EX8506 INQ (2 CC, 2 mort, 2 auto)7y
TU8501 INQ (CC)6y8m
3/241/12AoYA 10m | AoOA 24y2m~1%

Yeah, FICO 9 is 850 as well. Smiley Happy
Message 1 of 7
6 REPLIES 6
Shadowfactor
Valued Contributor

Re: Does AX report to EX?

They probably already reported it. Just the delay of updating

Depending on your credit monitoring service. I’ve had them take over a week to alert to a new account.




Total Revolving Limits $254,800

Message 2 of 7
UpperNwGuy
Valued Contributor

Re: Does AX report to EX?

Yes, they do.

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Message 3 of 7
Anonymous
Not applicable

Re: Does AX report to EX?

They pulled Experian for me and report also in TN.
Message 4 of 7
go_FICO_self
Frequent Contributor

Re: Does AX report to EX?

of course it does!

Message 5 of 7
SomewhereIn505
Valued Contributor

Re: Does AX report to EX?


@expatCanuckwrote:

About a week after the 2nd statement close, AX reported my new BCE to TU and EQ.

 

Nothing from EX yet.  This weirds me out because

1) the FICO score which AX provides is based on EX data, and

2) EX has (in my recent experience) typically been first off the mark with updates from my other cards

 

Just one of those things?


For me, EX updated every 2 or 3 weeks. It’s probably just a timing thing. 


3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 6 of 7
AverageJoesCredit
Legendary Contributor

Re: Does AX report to EX?

AX doesnt report to EX but American Express does report to ExperianSmiley Wink
Message 7 of 7
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