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Does CK round up your limit?

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NoMoreE46
Community Leader
Senior Contributor

Does CK round up your limit?

So My Discover limit is $20,500.

I got an email from CK stating that TU report a recent payment. All good.   However, in the email it shows my limit as $21,000.

 

Who rounded my limit up?  None of my other cards have a fractional of a 1,000s limit so I cannot check to see if the rounding is consistent. 

 

561DD179-1B5F-4793-ABF6-A4F657292195.jpeg

 

Message 1 of 10
9 REPLIES 9
Mr_Mojo_Risin
Senior Contributor

Re: Does CK round up your limit?

I haven't heard of this happening.

All of my CLs show correctly on CK.

Maybe Discover gave you a quick $500 spot? Lol 

Seriously, possible glitch?

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 2 of 10
FireMedic1
Community Leader
Mega Contributor

Re: Does CK round up your limit?

Login into Discover. Check your credit line. As @Mr_Mojo_Risin said you may have gotten a holiday present. Never heard of this. Congrats if so.



BK Free Aug25
Message 3 of 10
MileHigh96
Established Contributor

Re: Does CK round up your limit?

CK reports all my credit limits correctly and what you are describing is definitely the first time I've heard of that kind of thing. Strange.
BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Closed accounts:

0/6, 0/12, 5/24 new accounts
TCL: $168.5K
Message 4 of 10
NoMoreE46
Community Leader
Senior Contributor

Re: Does CK round up your limit?

@FireMedic1 

 

My limit Still is $20,500... Glitch 🤷🏻‍♂️


@Mr_Mojo_Risin wrote:

I haven't heard of this happening.

All of my CLs show correctly on CK.

Maybe Discover gave you a quick $500 spot? Lol 

Seriously, possible glitch?


 

Message 5 of 10
SoCalGardener
Valued Contributor

Re: Does CK round up your limit?


@NoMoreE46 wrote:

 

My limit Still is $20,500... Glitch 🤷🏻‍



Oh well, the CLI was nice while it lasted! Smiley Very Happy

Amazon Prime Store CardAmerican Express Blue Cash Preferred CardAmerican Express Everyday CardBank of America Customized Cash VisaCapitalOne Quicksilver MastercardCapitalOne Quicksilver VisaCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards VisaSynchrony Home Card
Message 6 of 10
Anonymous
Not applicable

Re: Does CK round up your limit?

Yes, I've experienced this before @NoMoreE46 with CK rounding up the cl on my Comenity Ann Taylor retail card. Wishful thinking that this card had been granted a cli 😌. The glitch was temporary though. 


@NoMoreE46 wrote:

So My Discover limit is $20,500.

I got an email from CK stating that TU report a recent payment. All good.   However, in the email it shows my limit as $21,000.

 

Who rounded my limit up?  None of my other cards have a fractional of a 1,000s limit so I cannot check to see if the rounding is consistent. 

 

561DD179-1B5F-4793-ABF6-A4F657292195.jpeg

 


 

Message 7 of 10
NoMoreE46
Community Leader
Senior Contributor

Re: Does CK round up your limit?

Thanks for your reply @Anonymous .

 

Me crazy thoughts going is. 😉

Message 8 of 10
Junejer
Moderator Emeritus

Re: Does CK round up your limit?


@NoMoreE46 wrote:

So My Discover limit is $20,500.

I got an email from CK stating that TU report a recent payment. All good.   However, in the email it shows my limit as $21,000.

 

Who rounded my limit up?  None of my other cards have a fractional of a 1,000s limit so I cannot check to see if the rounding is consistent. 

 

561DD179-1B5F-4793-ABF6-A4F657292195.jpeg

 


They report mine correctly in the individual tradelines, however, they always add $300 to my TCL. I finally figured out that they were adding it to my Chase SW Card. Kinda weird.







Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
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Message 9 of 10
NoMoreE46
Community Leader
Senior Contributor

Re: Does CK round up your limit?

So CK math.  Thanks ✅.

 

Message 10 of 10
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