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Does Capital One report to all 3 bureaus each month?

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Anonymous
Not applicable

Does Capital One report to all 3 bureaus each month?

My Capital One payment history and credit limit is missing from one of the agencies. The date my account was opened shows on my report but the limit and payment history say unknown or not available. I have several years of on time payment history that I'd like credit for, as well as the utilization change. My FICO score for the omitted agency is about 50 points lower than the bureaus where Capital One does report.

 

Does anyone have advice or data points?

Do I simply ask Capital One to report?

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Does Capital One report to all 3 bureaus each month?

I'm not the guru on this but you could call them and ask them to report. You could also dispute the account with the credit bureau because of incorrect information. I don't think this would be considered frivolous as the information is actually incorrect. Anyways, they would have to update it then. Someone else could chime in but it might help to send in your last statement from capital one. 

 

I have a capital one credit card and they always report/update every month on every bureau. 

Message 2 of 7
M_Smart007
Legendary Contributor

Re: Does Capital One report to all 3 bureaus each month?

Should report to all three. I second on calling Capital One.

Message 3 of 7
AllZero
Mega Contributor

Re: Does Capital One report to all 3 bureaus each month?

@Anonymous   Which bureau is missing the information? There has been reports EQ is messing up on reporting installment loan accounts.

Message 4 of 7
M_Smart007
Legendary Contributor

Re: Does Capital One report to all 3 bureaus each month?

 

Definitely call Capital One before disputing, especially a dispute with EQ!

 

Message 5 of 7
Anonymous
Not applicable

Re: Does Capital One report to all 3 bureaus each month?

Thanks everyone. I called Capital One and they opened an investigation with their credit bureau dept to find out why it's not reporting and hopefully resolve.

Message 6 of 7
M_Smart007
Legendary Contributor

Re: Does Capital One report to all 3 bureaus each month?


@Anonymous wrote:

Thanks everyone. I called Capital One and they opened an investigation with their credit bureau dept to find out why it's not reporting and hopefully resolve.


@Anonymous, Well Done!

Wishing you a good outcome.

Message 7 of 7
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