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My Capital One payment history and credit limit is missing from one of the agencies. The date my account was opened shows on my report but the limit and payment history say unknown or not available. I have several years of on time payment history that I'd like credit for, as well as the utilization change. My FICO score for the omitted agency is about 50 points lower than the bureaus where Capital One does report.
Does anyone have advice or data points?
Do I simply ask Capital One to report?
I'm not the guru on this but you could call them and ask them to report. You could also dispute the account with the credit bureau because of incorrect information. I don't think this would be considered frivolous as the information is actually incorrect. Anyways, they would have to update it then. Someone else could chime in but it might help to send in your last statement from capital one.
I have a capital one credit card and they always report/update every month on every bureau.
Should report to all three. I second on calling Capital One.
Definitely call Capital One before disputing, especially a dispute with EQ!
Thanks everyone. I called Capital One and they opened an investigation with their credit bureau dept to find out why it's not reporting and hopefully resolve.
@Anonymous wrote:Thanks everyone. I called Capital One and they opened an investigation with their credit bureau dept to find out why it's not reporting and hopefully resolve.
@Anonymous, Well Done!
Wishing you a good outcome.