@CH-7-Mission-Accomplished wrote:
@nomadic_triathlete wrote:One of my credit cards is posting twice on my credit report. Technically it makes sense. I've had the credit card for a few years now and about 4 months ago I had some fraud on the card and so the bank gave me a new card with a new number. For some reason Transunion is the only one that is still is showing a tradeline for the last time that cc number reported which was a few months ago. It shows it as a open account but as I said it's not technically reporting anymore. There is a second tradeline with the new number that is reporting.
Should I contact Transunion or does this really matter?
If the duplicate card is reporting a zero balance and no derogatory history, leave it alone. It is adding to your average age of accounts.
I guess if the open date is back when the original card was opened, it wouldn't count against you in terms of recent accounts or chase 5/24, seems like a win for OP, agreed
only worry would be if lenders see OP as having the credit avilabile from both cards, that could be not ideal particularly for more conserative CU's or if they're lower income
