Dv'd and this is what happened. Please give advice.

[Anonymous]

 Ok, so I DV'd this JBD at the end of January. I sent it certified mail registered receipt.  It came back to me as undeliverable as addressed. The address on my report is the address I sent it to.  I then per the advice of this forum sent a letter to Equifax saying it couldn't be delivered. I sent them a copy of everything. ( my dv letter, the returned envelope saying undeliverable, and the cmrr.) Now it has been updated on my credit report as follows.  It is also showing as an open account. Shouldn't this be removed from my report since it can not be verified? And can they make any changes within the 30 time period? 

This is showing on my report as of Feb 22nd

FIRST RESOLUTION INVESTMENT

639 ISABEL ROAD SUITE 390
CORPORATION
RENO, NV-89509
(888) 663-1717

Account Number: 37XXXX  Current Status: COLLECTION ACCOUNT  Account Owner: Individual Account.  High Credit: $6,475   Type of Account : Open Credit Limit: $0   Term Duration:   Terms Frequency:   Date Opened:   Balance: $11,848   Date Reported: 01/2008  Amount Past Due: $11,848  Date of Last Payment:   Actual Payment Amount: $0   Scheduled Payment Amount: $0   Date of Last Activity: N/A Date Major Delinquency First Reported: 07/2007  Months Reviewed: 6  Creditor Classification: Banking  Activity Description: N/A  Charge Off Amount: $0   Deferred Payment Start Date:   Balloon Payment Amount: $0   Balloon Payment Date:   Date Closed:   Type of Loan: Factoring Company Account (debt purchaser)  Date of First Delinquency: 01/2004  Comments: Consumer disputes - reinvestigation in progress,
Collection account  

This is what was on my report Feb 11th

FIRST RESOLUTION INVESTMENT    Equifax Experian TransUnion  

Reported

Not Reported

Not Reported

Account Type: 

Open     

Account Number: 

37XXXX    

Payment Responsibility: 

Individual       

Date Opened: 

        

Balance Date: 

01/2008       

Balance Amount: 

$11,848       

Monthly Payment: 

$0       

High/Limit: 

$6,475       

Account Status: 

Collection       

Past Due Amount: 

$11,848      

Comments: 

COLLECTION ACCOUNT  

So can they udate this without validating it and how can they change it from a collection account to a open account?

Message Edited by tko2341 on 02-25-2008 08:47 PM

Message Edited by tko2341 on 02-25-2008 08:48 PM

[tryingtogetitrightnow]

I Dv'd a CA to both of their addresses that were listed on my credit reports and the USPS online says that they both came back as undeliverable as well. I'm planning on sending copies of the dv letter, the returned envelope, and the cmrr once I get them back from the post office to the Credit Reporting Agencies.

I'm thinking that in your case, they're investigating it, so you should know within 30 days. Let us know how it turns out.