You nailed that on both accounts. It is a medical collection and was masked. But I was able to cross reference it to something else I had to figure out who owned the original debt as well as the collection.
Because the debt should have been covered by either my insurance or my son's father's insurance, I disputed it the entire time. However, at the advice of my attorney, I included it in the BK.
Am now wondering if I should try to get the insurance companies to pay for (mine primary, son's paternalistic chromosomal donator for the remainder); so that it is paid off and off my credit.... thinking out loud here (input welcome)
