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Equifax HELP!!! Please

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Emeraldautomotive
New Contributor

Equifax HELP!!! Please

I have submited several disputes to 4 corporate accounts that have landed on my personal credit report. Each time they return verified within a few days. I have done 1 mail in dispute 2 over the phone and 1 online. Everytime i call i am told they submit info electronically and the company verified my social, name, and current address. They did run my personal credit to get the lease, but i did not sign a personal guerentee with they

 

HOW DO I GET EQUIFAX TO GET THE PROPER VERIFICATION AND NOT JUST USE THE E OSCAR SYSTEM?

Life is about decisions good ones and bad ones, we will prosper when we make more good ones than bad ones.
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iv
Valued Contributor

Re: Equifax HELP!!! Please


@Emeraldautomotive wrote:

I have submited several disputes to 4 corporate accounts that have landed on my personal credit report. Each time they return verified within a few days. I have done 1 mail in dispute 2 over the phone and 1 online. Everytime i call i am told they submit info electronically and the company verified my social, name, and current address. They did run my personal credit to get the lease, but i did not sign a personal guerentee with they

 

HOW DO I GET EQUIFAX TO GET THE PROPER VERIFICATION AND NOT JUST USE THE E OSCAR SYSTEM?


Are you sure you didn't agree to a PG?

 

You should still have copies of the paperwork - did you sign the Corporate Guaranty Form or the Personal Guaranty Form?

 

It's not the CRA randomly choosing to report these accounts on your personal report - the leasing company is sending your info to the CRA.  I'd double-check the paperwork, and if there was no PG, contact the company directly to have them fix their reporting.

EQ8:850 TU8:850 EX8:850
EQ9:847 TU9:847 EX9:839
EQ5:797 TU4:807 EX2:813 - 2021-06-06
Message 2 of 3
RonM21
Valued Contributor

Re: Equifax HELP!!! Please

Good suggestion. Check your paperwork to verify this information.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

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