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I have submited several disputes to 4 corporate accounts that have landed on my personal credit report. Each time they return verified within a few days. I have done 1 mail in dispute 2 over the phone and 1 online. Everytime i call i am told they submit info electronically and the company verified my social, name, and current address. They did run my personal credit to get the lease, but i did not sign a personal guerentee with they
HOW DO I GET EQUIFAX TO GET THE PROPER VERIFICATION AND NOT JUST USE THE E OSCAR SYSTEM?
@Emeraldautomotive wrote:I have submited several disputes to 4 corporate accounts that have landed on my personal credit report. Each time they return verified within a few days. I have done 1 mail in dispute 2 over the phone and 1 online. Everytime i call i am told they submit info electronically and the company verified my social, name, and current address. They did run my personal credit to get the lease, but i did not sign a personal guerentee with they
HOW DO I GET EQUIFAX TO GET THE PROPER VERIFICATION AND NOT JUST USE THE E OSCAR SYSTEM?
Are you sure you didn't agree to a PG?
You should still have copies of the paperwork - did you sign the Corporate Guaranty Form or the Personal Guaranty Form?
It's not the CRA randomly choosing to report these accounts on your personal report - the leasing company is sending your info to the CRA. I'd double-check the paperwork, and if there was no PG, contact the company directly to have them fix their reporting.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |









