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Equifax Score Not Updating

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Anonymous
Not applicable

Equifax Score Not Updating

I am and have been getting alerts from Myfico about a lot of changes in my TU and EX since the beginning of February. Balance changes, lower utilization, score increase, etc. But I have not had any alerts or changes since January 20 on Equifax at all.

I know that the same information is being sent to them at the same time, so are they just slow or ??
Message 1 of 10
9 REPLIES 9
Girlzilla88
Valued Contributor

Re: Equifax Score Not Updating

Some take longer to catch up and it can be a month or even two or three month difference sometimes in information something from Dec. just now reported/updated on I believe it was Eq. or Ex. (sorry brain fart right now) this month....







Message 2 of 10
Anonymous
Not applicable

Re: Equifax Score Not Updating

With the exception of INQUIRIES, EQ is always the LAST one of mine to update... and is always lower than my other scores... just be patient.  (I know. That answer sucks, and I hate it... but dem's de berries.)

Message 3 of 10
Anonymous
Not applicable

Re: Equifax Score Not Updating

I have the same issue. Transunion and Experian update the score with the updates that get reported but Equifax has not changed a thing. There has to be something up as other people on other sites have had the same issue. Is it the others experience that Equifax is just slow and all and will eventually update the score?

Message 4 of 10
Anonymous
Not applicable

Re: Equifax Score Not Updating


@Anonymous wrote:
I am and have been getting alerts from Myfico about a lot of changes in my TU and EX since the beginning of February. Balance changes, lower utilization, score increase, etc. But I have not had any alerts or changes since January 20 on Equifax at all.

This month I've had two statements reported on Feb 2 and Feb 5 (that's everything that can change on my file) and EX/TU updated within 2 days of each report.

 

Still nothing on EQ since January 6 when I had a statement closing on January 5.

 

[Edit: Forgot to add that a myFICO 3B report on February 8th did show that Equifax had all the new information. Same as EX/TU. I just haven't seen any alerts to it.]

Message 5 of 10
Girlzilla88
Valued Contributor

Re: Equifax Score Not Updating

It's not uncommon that it still takes 2 to 3 months to adjust give it some more time and it should reflect on March's for you Smiley Happy     I have some from December that is just now popping up on my Experian Smiley Very Happy







Message 6 of 10
Anonymous
Not applicable

Re: Equifax Score Not Updating

Score just updated. I guess they only do it once a month it seems...
Message 7 of 10
Anonymous
Not applicable

Re: Equifax Score Not Updating

I've noticed the SAME...EQ is super slow to report! Looks like your updated shortly after your post. I think monthly updates from EQ are about right...that's what I'm noticing as well.

Message 8 of 10
Anonymous
Not applicable

Re: Equifax Score Not Updating

I've noticed on myFICO that Equifax doesnt update at all until my new 3B report pulls. I just figure I will find out my new score and all when that happens. My others update but EQ just doesnt. It doesnt on my husbands either. Probably just an EQ thing. I'm anxious for my 3B report pull on the 6th since I had collection accounts removed as well as cc utilization decreases, many to 0. I found EQ has been running head to head with EX so I am thinking my EQ report, once updated, should reflect similar score change. 

Message 9 of 10
Anonymous
Not applicable

Re: Equifax Score Not Updating

I just went back and looked and my EQ report that I pulled on 3/22 still shows my AmEx balances from early January when my UTI was significantly higher. If this is normal for them, it seems like that’s a disservice to those who app for something that pulls EQ.
Message 10 of 10
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