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Equifax Taking FOREVER to remove Items - How to Speed them UP????

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Anonymous
Not applicable

Equifax Taking FOREVER to remove Items - How to Speed them UP????

I have been disputing items with Equifax for over a year and the other day I went to the creditor and they stated 2 of the accounts I needed off that were in collections were fraudlent and they are sending a letter to collection to remove.  They sent me a letter stating the accounts is fraud and will be removed.  How can I get EQUIFAX to remove these items ASAP instead of waiting for 30 more days???

Message 1 of 6
5 REPLIES 5
OmarGB9
Community Leader
Super Contributor

Re: Equifax Taking FOREVER to remove Items - How to Speed them UP????

A lot of times, the CRAs are the ones that delay the deletion of items, not the creditors. I'm not sure there's much you can do to speed it up, except maybe try calling Equifax and asking for a supervisor and explaining the situation to them.

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Message 2 of 6
Anonymous
Not applicable

Re: Equifax Taking FOREVER to remove Items - How to Speed them UP????

Will do thanks so much

Message 3 of 6
FireMedic1
Community Leader
Mega Contributor

Re: Equifax Taking FOREVER to remove Items - How to Speed them UP????

Type out a polite letter disputing the items. Fax it in. I've always have had faster results by fax. Send a copy of the letter. Good Luck!


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 4 of 6
Anonymous
Not applicable

Re: Equifax Taking FOREVER to remove Items - How to Speed them UP????

Good luck. I have 3 accounts on Equifax the crediting bank has told them multiple times to remove since July 2019, that I have disputed over 40 times, have reported to the BBB AND CFPB. They STILL refuse to remove them and only say to dispute items by calling customer service (have - over and over and over) or going online, create account and dispute there (have - over and over and over again). I am apparently left with taking all my info, police report, disputes and file a civil cause in court. Last rep I spoke to said it wasn't their responsibility to investigate wither or not information is being accurately reported or not (or evidently listen to the issuing bank telling them to remove it) and that it will fall off eventually. I have been actively after them since the beginning of Oct. 2019. All of the reps pretty much say it isn't their problem and can't do anything. 

 

If you do happen to find a way to get them to do their job, please message me so I can find out how you did it. Utter BS. They need to be replaced. 

Message 5 of 6
mikesonthemend
Valued Contributor

Re: Equifax Taking FOREVER to remove Items - How to Speed them UP????

https://www.consumerfinance.gov/ 

edit:

https://www.consumerfinance.gov/complaint/ 




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Message 6 of 6
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