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Equifax has no record of me

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Anonymous
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Equifax has no record of me

Hey all,

 

New to forum, working on building credit score up. I immigrated to the US from the UK last january. I have several credit cards, most notable ones are Bank of America, and 2 from Capital One, i also have an Auto loan lease with VW and I'm an authorized user on an American Express card. I can access both Transunion and Experian records on me.


I signed up to MyFico last week, but got stuck half way through and had to manually verify, called up and was told that Equifax weren't releasing information on me.


So i call Equifax, get told to email two docs to their email address, drivers & social. 5 days later, no response, get told to FAX it, so i do just that. Call back again 4 days later, no sign of fax documents, and apparently my "Record" hasn't been updated. Some reps tell me i have no record, others tell me i need to verify - i have no idea what's going on.

 

I've spoken to so many people at Equifax, none of them have a clue what the deal with my account is. One rep told me i have to call all my creditors and tell them to call Equifax Business Services, which i called BS on as the other bureaus have my informaiton.

 

Anyone been in a similar situation, or know what to do? I've searched around and information has been varied, also new to credit and understanding how this all works. I've seen a similar post to mine, but with no final resolution


Any advice appreciated.

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1 REPLY 1
AndySoCal
Senior Contributor

Re: Equifax has no record of me

Is  the name address and  social security number (equivilant) then same as what you esed on my FICO Is ithe smae information your creditors are using for you?

 

 

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 07/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
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