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Equifax!!! 🤬🤬🤬

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M_Smart007
Legendary Contributor

Re: Equifax!!! 🤬🤬🤬


@Anonymous wrote:
A 45 minute phone call today with Equifax must have done something, I reciever an email from myFICO that there was a change in my Equifax report and my score went up like 8 points or so, they also are sending me a copy of my report although I just pulled one from annual credit report.com, so I am taking all advice and proceeding with caution and patience, I appreciate all the advice from the great folks here in the forums

EQ can be a PITA ..Glad you got some resolve Smiley Happy

Message 11 of 19
Anonymous
Not applicable

Equifax AGAIN

So I posted a few weeks back about my Equifax not updating, so I called Equifax, after about 40 mins on the phone with them, my Equifax updated a few days later, we'll fast forward these few weeks and my TransUnion and Experian has RAPIDLY gone up every day  or every other day by a few points, to the point that my TransUnion and Experian is 55 points and 61 points higher then equifax, nothing has changed in my report except utilization reporting 6% now and two card limit increases, which actually brought my utilization down to 3%, total util is 3% and aggregate on 1 card is the 3%, I went azeo method as I just got a mortgage, just strange I don't get 1 point on equifax but have gained 55 and 61 points on TransUnion and Experian, just sick of equifax not updating or atleast showing improvement like the other two, I get that they all will have point differences but if the other two are showing util dropping and my two cli increases then why isn't equifax? Very frustrating 

Message 12 of 19
Anonymous
Not applicable

Re: Equifax AGAIN

Interesting... I would thoroughly look through your CR's because it seems there may be something different on EQ  preventing your score like that.

Message 13 of 19
Hut1
Established Contributor

Re: Equifax AGAIN

My EQ is like that too.

 

It's bullet proof. 😂 






Message 14 of 19
Anonymous
Not applicable

Re: Equifax AGAIN


@Hut1 wrote:

My EQ is like that too.

 

It's bullet proof. 😂 


I'm totally with you, what's funny is I'm knocking 700 on TransUnion ( 697 ) and Experian ( 692 ) but stuck on equifax at 636, it's driving me crazy

Message 15 of 19
Anonymous
Not applicable

Re: Equifax AGAIN


@Anonymous wrote:

Interesting... I would thoroughly look through your CR's because it seems there may be something different on EQ  preventing your score like that.

 

 

i have went over my report with a fine tooth comb, nothing different then my other reports


 

Message 16 of 19
cship10
Regular Contributor

Re: Equifax AGAIN

Currently going through something similar. New accounts aren't reporting to my Equifax since novemberish time frame, several lines haven't updated the correct balances. I can not access my reports through my Equifax at all. 

 

I spent the better part of 2 hours on the phone with them, and they escalated it to a higher officer/department. Said I had internal issues with my credit report and even they couldnt generate a score or send me a report. They that I should hear back from them in roughly 20 business days and had to do with my file size. lol. 

 

I'll let you know the out come of this... I should be coming up on the 20 days shortly... 

BK discharged 10/7/2014
Current Scores MyFico TU: 753 EQ: 773 EX: 668
Cards: NFCU CashRewards 48000 | NFCU Flagship 32000| Huntington Voice 18,000 | Citi AA 33,000 |BB&T 4500 | Cap1 V 33500 | Sony 7000 | TVA Employee CU 10,000 | WF Propel 15000 | Sync BananaR Visa 10,000 | DCU Visa 15000 | Overstock 11800 | Sync Lowes 25000 | Sync AE 7000 | Sync Amazon 10,000 | Sync Belk 10000 | NFCU CLOC 15,000 | Citi Costco 9,700 | First Bank 8000 | Bestbuy Visa 10,000 | HomeDepot 5000 | BBVA CP 10000 | Macy's Store 11,300 |
Installments WF Mortgage $257k | Y-12 FCU HELOC 16,000 | Mercedes-Benz Lease | Mercedes-Benz Lease | DCU Auto Loan

AAoA 3 yrs 7 M
TONS of Inquires :-p
Message 17 of 19
Anonymous
Not applicable

Re: Equifax AGAIN

Yea I'd be curious to know what it is

Message 18 of 19
woodyman100
Valued Contributor

Re: Equifax!!! 🤬🤬🤬

What @CreditCuriosity said to a tee!

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 19 of 19
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