Does anyone know why my utilzation is reporting as 100% when it is actually 45%? I have a total of $21,568 used of $52,850.00 in credit. I'm wanting to do a BT and possibly add an AU to get things back in line. My scores are suffering due to this, EQ 640/TU 613/EX 613.....Help please!! How do I get this corrected.