Ethics and Credit

[Anonymous]

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@Anonymous wrote:

@ Teen,

*snip*

Medical debt is a tough one. If people don't pay; at some point delivering healthcare becomes impossible. It costs way too much to become a doctor but that's an aspect to healthcare we'll never honestly until there are no other options. At one point people were saying filing medical bankruptcy would become a reality but I haven't heard anything about it.

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At what point should Doctors begin to turn down patients for the simplest care due to lack to funds? Doctors have their own set of ethical guidelines to adhere to. It just doesn't make since to correlate the right to live with finances (although those with money always have the best healthcare-and it's always been that way). I sometimes wonder would this be an issues if education for doctor's were to be affordable but in return they could only average 40k a year salary (hypothetical and completely unrealistic).

[Anonymous]

@ Teen,

It's not like doctors can send in a voucher to Sallie Mae if someone can't or won't pay, LOL! No one's going $300-400K in debt to make $40K, sorry.

Generally, I'd say people pretty much convince themselves all doctors are rich so paying is optional. It's doubtful we'll see people turned away any time soon as non-profits are still running many hospitals. Running a medical practice is very expensive, moreso with HIPPA, a lot of people lack the money or expertise to do it well. Hospitals already have the infrastructure in place so it's generally less expensive for them to hire doctors than private practices. Private practices have a pretty tough break-even point, I don't know what formula hospitals use.

[marty56]

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@bettercreditguy1 wrote:

It has been proven that persons with lower credit scores will stage or fake situations in which to receive re imbursements from insurance companies for injuries or lost property. This also happens with workers compensation insurance and invalid use of sick days for pay.

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So says the insurnace companies.  Everyone knows they're a pillar of virtue.