Experian App, Basic Subscription Random Score Updates

[Credit12Fico]

Does the basic subscription service provided by Experian for score and report updates have any rhyme or reason as to when it updates the credit score? My last updates were 8/14/20 and 9/13/20. I got an "off-cycle" update today, 10/2/20. What gives? When can i expect my next update then?

A little annoyed because I had been tag teaming Discover Scorecard (Exp Fico 8) and the Experian to get twice a month approximately 15 days apart.  The Discover Scorecard is due to update tomorrow....Hence this latest Experian push is a nuisance as they were not due until the middle of October.

There is nothing other than the usual balance changes in the report which is no different to the previous 2 months.

Experian's own webpage shows the following:

[Anonymous]

It does update real-time with certain new info like HPs, sometimes with the free sub too. 

You can also push a free update using a dispute (once it's resolved/updated).

Interestingly, my friend got an update today too for free, so maybe it's a one-off situation or fluke. I guess 30 days is rather the maximum waiting time, but you could always get a new one earlier.

[Anonymous]

I pay for the myFICO subscription but only use the free Experian subscription. You are updated once every 30 days for free. However when a lot of activity occurs on your Experian CR they will usually email you with an update to go and check, also for free. I sometimes get 4 additional updates a month with Experian. Not to mention my constant updates with the myFICO sub. This isn't unusual. Just enjoy the free updates as they come.

[cr101]

IMO, you're better off with the basic, free version. I've renewed my trial every week for a year. I get a new EX report each day and a refreshed 3-bureau score every 10 days or so. With the paid version, you get the free EX score each day. But, you have to wait a month to get the refreshed 3-bureau score. 

[ccquest]

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@cr101 wrote:

IMO, you're better off with the basic, free version. I've renewed my trial every week for a year. I get a new EX report each day and a refreshed 3-bureau score every 10 days or so. With the paid version, you get the free EX score each day. But, you have to wait a month to get the refreshed 3-bureau score. 

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100% this, just make sure to cancel before the fee hits so you don't get stuck like I did!

Whenever the trial ends, you cancel, then next time you login they offer the premium version again and you can do the 3-bureau update again anytime then.

[cr101]

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@ccquest wrote:

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@cr101 wrote:

IMO, you're better off with the basic, free version. I've renewed my trial every week for a year. I get a new EX report each day and a refreshed 3-bureau score every 10 days or so. With the paid version, you get the free EX score each day. But, you have to wait a month to get the refreshed 3-bureau score. 

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100% this, just make sure to cancel before the fee hits so you don't get stuck like I did!

Whenever the trial ends, you cancel, then next time you login they offer the premium version again and you can do the 3-bureau update again anytime then.

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Did that twice lol. They say that they allow one refund a year. But, still, be safe and cancel beforehand. I'm setting up a calendar reminder now. ..I think the worst part is that even though I had the "premium" service, I was stuck w the unrefreshed 3 bureau score. lol