Experian mailed me a random cr

[GApeachy]

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@M_Smart007 wrote:

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Yep, that was it.  I no longer have the bazillion sp's anymore but at least I can access it.  Are you able to pull your cr from Annualcreditreport.com?  I haven't been able to in a year and that was another issue Exp. IT was going to try to resolve.

[M_Smart007]

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@GApeachy wrote:

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@M_Smart007 wrote:

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Yep, that was it.  I no longer have the bazillion sp's anymore but at least I can access it.  Are you able to pull your cr from Annualcreditreport.com?  I haven't been able to in a year and that was another issue Exp. IT was going to try to resolve.

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Let Me give it the old college try, will report back.

[M_Smart007]

@GApeachy, I could only view my TU credit report online from annualcreditreport.

EX and EQ would not let me view. I do not have any freeze's, locks or Fraud alerts placed on any of them ¯\_(ツ)_/¯

Also it is amazing how much more info you can see on that report.

[Anonymous]

So where do you view these sp's? @Saeren (I think thats who it was) told me onct but I forgot

[Iusedtolurk]

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@Anonymous wrote:

So where do you view these sp's? @Saeren (I think thats who it was) told me onct but I forgot

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Here's a great little trick I learned that helped me view soft pulls from Experian. (found it off a myfico post a while back). Before this I could only view soft pulls once a year when free report was pulled.

If you have an Experian account you can go to the dispute section and act as though you are filing a dispute, the page that comes up gives you choices on what you may be disputing. It has a section where you may want to dispute hard pulls but below that is soft pulls.

Here's images to help people understand.

STEP BY STEP

First you go to dispute center....

Clicking Visit Dispute Center takes you to next screen below

Choose hardpulls

When you get to hard pulls you will see next screen Click soft pulls and you will see them!

Then just leave the dispute center.

[CreditInspired]

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@Iusedtolurk wrote:

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@Anonymous wrote:

So where do you view these sp's? @Saeren (I think thats who it was) told me onct but I forgot

---

Here's a great little trick I learned that helped me view soft pulls from Experian. (found it off a myfico post a while back). Before this I could only view soft pulls once a year when free report was pulled.

If you have an Experian account you can go to the dispute section and act as though you are filing a dispute, the page that comes up gives you choices on what you may be disputing. It has a section where you may want to dispute hard pulls but below that is soft pulls.

Here's images to help people understand.

STEP BY STEP

First you go to dispute center....

Clicking Visit Dispute Center takes you to next screen below

Choose hardpulls

When you get to hard pulls you will see next screen Click soft pulls and you will see them!

Then just leave the dispute center.

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Thanks for this step-by-step. I have a HP on EX that it states will fall off Feb 12, 2020 but hasn't yet, unless it actually takes affect last day of month. 

[Iusedtolurk]

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@CreditInspired wrote:

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@Iusedtolurk wrote:

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@Anonymous wrote:

So where do you view these sp's? @Saeren (I think thats who it was) told me onct but I forgot

---

Here's a great little trick I learned that helped me view soft pulls from Experian. (found it off a myfico post a while back). Before this I could only view soft pulls once a year when free report was pulled.

If you have an Experian account you can go to the dispute section and act as though you are filing a dispute, the page that comes up gives you choices on what you may be disputing. It has a section where you may want to dispute hard pulls but below that is soft pulls.

Here's images to help people understand.

STEP BY STEP

First you go to dispute center....

Clicking Visit Dispute Center takes you to next screen below

Choose hardpulls

When you get to hard pulls you will see next screen Click soft pulls and you will see them!

Then just leave the dispute center.

---

Thanks for this step-by-step. I have a HP on EX that it states will fall off Feb 12, 2020 but hasn't yet, unless it actually takes affect last day of month. 

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Experian usually always updates for me before Transunion and Equifax.

I was surprised when a hard pull I have was supposed to fall off on FEB 6 (it even stated way before then that I had a hardpull that would fall off soon and it shows fall off date of FEB 6) as of today its still on there.

Transunion and Equifax dropped this hard pull on FEB 6 just like they were supposed to (Yes the infamous Cap1 credit bureau 3 pull).

Doesn't matter to me right now it's not like it's a collection or some other derogatory.

Everything else updates like it should maybe it's something going awry with their Hardpull (you hit 2 years we'll remove this from your credit report) algorithm.