Experian

[Anonymous]

Okay, myfico allows me to get TU and EQ but where do I get a myfico [b][accurate][/b] score for EX? Does it truly exist or is it a FAKO score no matter where I get it? I just found this site and I really like it better than the one I was going to before, there is much more recent activity on here. I started my credit repair journey in Dec of 2009 with a TU score of 460 [ I don't know what my other scores were]. I now have TU up to 604.EQ is 554 now, don't know where it started at. I joined a credit repair lawfirm which I won't mention it's name here, and they have gotten a bunch of TL's deleted for me in only 2 months, most of what I did was just by increasing good things on my report myself. I have only been getting deletions in the past 2 months with the help of this law firm.Which has raised my score 44 points in those 2 months Yes I know I can do anything that they do myself, but I just don't have the time and energy to invest. I searched them here and found good and bad things said about them, I think I will only use them maybe one more month then things should be at a reasonable level, I have had about 13 of 20 negative TL's removed by them in 2 months time, so I am happy, even at the high cost. It has beat me having to spend a lot of time and energy. But after I pay for 1 more month I think I will dump them and there won't be much left for me to do at that point. .I am very happy I found this site and plan on being here a lot in the next few months.

Greg in ky

[MarineVietVet]

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@Anonymous wrote:

Okay, myfico allows me to get TU and EQ but where do I get a myfico [b][accurate][/b] score for EX? Does it truly exist or is it a FAKO score no matter where I get it? I just found this site and I really like it better than the one I was going to before, there is much more recent activity on here. I started my credit repair journey in Dec of 2009 with a TU score of 460 [ I don't know what my other scores were]. I now have TU up to 604.EQ is 554 now, don't know where it started at. I joined a credit repair lawfirm which I won't mention it's name here, and they have gotten a bunch of TL's deleted for me in only 2 months, most of what I did was just by increasing good things on my report myself. I have only been getting deletions in the past 2 months with the help of this law firm.Which has raised my score 44 points in those 2 months Yes I know I can do anything that they do myself, but I just don't have the time and energy to invest. I searched them here and found good and bad things said about them, I think I will only use them maybe one more month then things should be at a reasonable level, I have had about 13 of 20 negative TL's removed by them in 2 months time, so I am happy, even at the high cost. It has beat me having to spend a lot of time and energy. But after I pay for 1 more month I think I will dump them and there won't be much left for me to do at that point. .I am very happy I found this site and plan on being here a lot in the next few months.

Greg in ky

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Hello and welcome.

Unfortunately no one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only.

You can't get an Experian FICO score even through their own website. What they sell there is called a "Plus" score and cannot be compared to an EX FICO score.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Anonymous]

Thank you very much. I think I am going to like it here and thanks for that info as well.

[Anonymous]

http://ficoforums.myfico.com/t5/Credit-Cards/Yes-you-too-can-join-PSECU-and-find-out-your-EX-FICO-sc...

[Anonymous]

Thank you so much for the link. I was at the credit union site before I got this link. There was a lnk there to see if you qualified, which according to it I did not, but then there was a phone number to call for "other" ways to qualify. I had not called it yet but I imagine that this info is what will come up if I do. You must have been reading my mind about joining and the price is right. Do you know if that is just a one time fee?

Message on their site:

We're sorry. We didn't find a match. Please make sure you type in the formal name of the company or association. If there's still no match, there may be another way you can qualify. Please give us a call at 800.237.7328 nationwide or 717.234.8484 in Harrisburg.

[MarineVietVet]

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@Anonymous wrote:

http://ficoforums.myfico.com/t5/Credit-Cards/Yes-you-too-can-join-PSECU-and-find-out-your-EX-FICO-score/td-p/771466

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Thanks for adding that.

I need to start telling people exactly how to get that EX FICO and not just say it's available.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".