FICO Versions

[800goal800]

What version do most credit cards utilize ?

[FinStar]

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@800goal800 wrote:

What version do most credit cards utilize ?

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The question seems pretty vague. Can you expand?

Are you wondering about FICO versions used when you apply or the actual scores used by various CCs displayed on their particular dashboards?

If your question is associated with CC applications, then see the thread below:

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

[800goal800]

@FinStar  What versions ( 8, Bankcard 8, 9 etc etc )

[FinStar]

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@800goal800 wrote:

@FinStar  What versions ( 8, Bankcard 8, 9 etc etc )

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My suggestion is to review the thread/link I provided upthread...scroll down until you arrive at the section where the FICO versions are displayed. And, just to confirm, this is associated with applying, correct?

[SouthJamaica]

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@800goal800 wrote:

What version do most credit cards utilize ?

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It's all over the place, but I would say FICO 8 is the most common.

[805orbust]

+1 every time I've gotten feedback it was FICO8 pulled. The exception was Penfed back in 2020 who pulled a FICO9. Probably a ymmv situation tbh.