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@Gypsy2 wrote:
So confused...
Fico 8 score show 626 for experian. fico 2,34,5 ....all show close to or under 625.
Just applied for cap 1 and was approved and the approval showed they pulled experian and listed my score as 659?? How does that happen?
Where are you getting your scores from?
Also, when Capital One approved you and gave you a score did they tell you which scoring model they used?
Anywhere that a score is provided there should be a scoring model referenced to go along with it. This is usually near the score, at the bottom of the page where the score is in the fine print, or in a FAQ. If you can't find it anywhere, I'd call the lender and just ask. A provided score without the scoring model used is in many ways very useless and 100% useless if you're attempting to compare it to another score.