Re: First break of 800 barrier!

FeeBear · ‎01-06-2017

Thanks to the people of myFICO, I was able to crack the 800 barrier for the first time!

Fee

9CLINE · ‎01-06-2017

Congrats,, great job,, best wishes on continuing success !!!!!!!

Anonymous · ‎01-07-2017

@FeeBear wrote:

Thanks to the people of myFICO, I was able to crack the 800 barrier for the first time!

Fee

Hey there Fee,

Congratulations on joining the 800 Club! It certainly is a good feeling isn't it? ;-)

Keep up the good work and don't forget whatever decisions you made while improving your financial outlook. Pay everything on time, if and when possible. If not possible, contact the creditor beforehand to let them know. Kudos to you!

(-:

909 · ‎01-07-2017

Well done!

Fico 8 Scores
7/2020: EQ - 842; TU - 832; EX - 848
10/2017: EQ - 823; TU - 835; EX - 824
05/2016: EQ - 712; TU - 706; EX - 710
11/2015: EQ - 694; TU - 651; EX - 653
5/2015: EQ - 670
5/2014: EQ - 653
11/2013: EQ - 645
05/2013: EQ - 656
11/2012: EQ - 646

Eight CCs ($179,500 CL, 0%-1% UTIL)
AoOA = 18.6 years, AAoA = 60 mos., AoYA = 18 mos.
One mortgage, one HELOC, no car loans.
Derogs from 2009 and 2010 now gone after 7 years. I started paying attention to credit scores in about 2014. It's taken a few years but credit scores are now good after starting in the high 500s back in 2011

FeeBear · ‎01-07-2017

Thank you 9CLINE

FeeBear · ‎01-07-2017

Thank you Fico

FeeBear · ‎01-07-2017

Thanks 909!

Anonymous · ‎01-07-2017

Aww, that's so worth the struggle, look at those nice round numbers, big congrats FeeBear!

NRB525 · ‎01-07-2017

Congrats!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎01-08-2017

@FeeBear wrote:
Thank you Fico

You are more than welcome!

(-:

First break of 800 barrier!

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First break of 800 barrier!