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Getting account on all three files

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Anonymous
Not applicable

Getting account on all three files

The Fico scores on two of my files are being hurt because I don't have any recent installment accounts. I have a car loan from a credit union, but they are only reporting to EQ. Would the other two reporting agencies respond if I wrote them a letter asking for that account to be reported on their files?
Message 1 of 3
2 REPLIES 2
momof2
Frequent Contributor

Re: Getting account on all three files

i tried that and the CRA's and they said that you need to contact the OC to get them to report to all 3 CRA's
FICO2/10=EQ= 564

FICO2/10=6012/10-FACO TU 578;3/10=643
Message 2 of 3
Anonymous
Not applicable

Re: Getting account on all three files

The OC must report to all 3 CRAs in order for it to show on all CRAs. You need to call the OC and ask if they report to all 3 CRAs.
 
The CRAs charge every company that reports. Some only report to 1 CRA  others report to all 3.
 
The CRAs will not take info. from us....only the OC
Message 3 of 3
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