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Getting list of delinquent accounts?

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Mrswaves
New Member

Getting list of delinquent accounts?

Hello! My scores have gone up a lot but I am interested in finding out which companies are reporting serious delinquencies. MyFICO only shows how many, not the company names. Is there a way to find out? It’s been close to 7 years since my divorce (and credit fall from Grace) so I’m hoping those last accounts drop off and I can finally get my Equifax score close to 800.
3 REPLIES 3
satio
Frequent Contributor

Re: Getting list of delinquent accounts?

The easiest is to go get all your current complete reports free from

 

https://www.annualcreditreport.com/

 

You do not get scores with these but will show you the details for every CRA.

 



Message 2 of 4
calyx
Super Contributor

Re: Getting list of delinquent accounts?


@satio wrote:

The easiest is to go get all your current complete reports free from

 

https://www.annualcreditreport.com/

 

You do not get scores with these but will show you the details for every CRA.

 


+1  And these reports include Date of First Delinquency or Fall off Dates (depending on the CRA), so you know exactly when they will fall off (and/or when you can ask for early exclusions).

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 3 of 4
iv
Valued Contributor

Re: Getting list of delinquent accounts?


@Mrswaves wrote:
Hello! My scores have gone up a lot but I am interested in finding out which companies are reporting serious delinquencies. MyFICO only shows how many, not the company names. Is there a way to find out?

Any copy of your report will show which companies are reporting negative data, whether the annualcreditreport.com ones mentioned above, or your current MyFICO reports.

 

Since you mentioned you do have your MyFICO reports, just click on "Reports", open your most recent report date, and look at the "Credit Data" - "Accounts" section.  You can review all accounts there, or use the down-drop menu to filter on just "Negative Accounts".

 

EQ8:850 TU8:850 EX8:850
EQ9:847 TU9:847 EX9:839
EQ5:797 TU4:807 EX2:813 - 2021-06-06
Message 4 of 4
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