What I understand from your post you are somewhat concerned about “Too many credit accounts”. First off, with your score of 753 you really have nothing to worry about.
Do not be concerned about the closed accounts; they are not hurting your score. However, based on the number of accounts you stated are closed (about 25) that leaves you with 17 open accounts which in my opinion are a little high.
Are you carrying any balances on these 17 open accounts??
If so, you may want to consider, if possible, pay some of these to a zero balance and sock drawer them and rotate them out about every three months so they will show some activity. Have these rotated cards report a small balance and pay them in full prior to your next due date to avoid paying interest.
There are many different opinions as to how many should be sock drawer, so you will have to make your own decision as to what best suits your personal situation. I would recommend that you do not close any of these accounts. You also have the option to consolidate some of these cards with the same issuer only if they will allow you to transfer your line of credit. If you decided to consolidate some of these cards double check the APR’s and consolidate to the lowest one.
Just a few suggestions.
