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HELP! Getting INQ's off Experian

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Anonymous
Not applicable

HELP! Getting INQ's off Experian

Hello
Looking for help...about a month ago I requested some hard INQ's deleted from all 3 bureaus.  TU and EQ deleted immediately.  Experian hasn't done anything and yesterday sent me a copy of my whole credit report w/ no changes, no notice of investigation, nothing.
Has anyone had similiar exp. w/ Experian?  What worked for you in getting the INQ's deleted..???
Please help
Thanks!
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: HELP! Getting INQ's off Experian

i had some inqs deleted from eq. i just sent ex a disput letter for some inqs. not sure if they delete them or not. tu, i sent them a dispute letter about  inqs, about 10 inqs. tu sent me a letter saying  if i wanted to remove the inqs, to write a letter to who ever the inqs where from. what did you do with tu to get your inqs off? how many did you have removed from tu? thanks..ps..ill update you about ex inqs, ex is pretty fast with there diputes.
Message 2 of 14
Anonymous
Not applicable

Re: HELP! Getting INQ's off Experian

about 3 weeks ago i sent out the initial letters to EQ, TU and EX
EQ and TU took them off within a week....EX still hasn't and today I rec'd a full credit report from them in the mail with no mention of the dispute I had sent them...
EQ and TU were super-quick...they deleted w/ no questions.
I think I had 3 taken of EQ and 2 off TU
Message 3 of 14
Anonymous
Not applicable

Re: HELP! Getting INQ's off Experian

Ex stated to me, they will not remove inqs even if they were placed there in error unless the request comes from the lender who put it there. From my understanding they will only remove inqs for people that have F/A for Id Theft. And even then it's still hard. I have been fighting with a bank to remove an inq that is not mine. Banks refuses to remove it. Ex refuses to remove it. It's going to be there for 2 years. Smiley Sad

TU refused to remove 1 also. But by magic it vanished.

EQ, was nice.
Message 4 of 14
MsKmm00
Regular Contributor

Re: HELP! Getting INQ's off Experian

The inquiries may not truly be removed.  The reporting agency may have removed the item while it is in dispute. That has happened to me when I dispute items on my report.
Message 5 of 14
Anonymous
Not applicable

Re: HELP! Getting INQ's off Experian

Experian deleted them...I rec'd an updated report from them late last week stating the inquiries i disputed were 'deleted from my credit file' as a result of their 'investigation'...
i think i'm good to go.
Message 6 of 14
Anonymous
Not applicable

Re: HELP! Getting INQ's off Experian

How old were the EX inquiries?   They are pretty adamant about not deleting these......when you got them deleted, how did you dispute?  Mail, Fax or on line?
Message 7 of 14
Anonymous
Not applicable

Re: HELP! Getting INQ's off Experian



@Anonymous wrote:
Experian deleted them...I rec'd an updated report from them late last week stating the inquiries i disputed were 'deleted from my credit file' as a result of their 'investigation'...
i think i'm good to go.



I'm impressed.
Message 8 of 14
Anonymous
Not applicable

Re: HELP! Getting INQ's off Experian

they were about a yr and a half ago...they'll come off in 6 months on their own...but since i'm closing on a mortgage in a 6-8 weeks, i'd like to see if i can get them off to get a bump on my FICO.
 
Message 9 of 14
Anonymous
Not applicable

Re: HELP! Getting INQ's off Experian

my mistake...i misspoke in an earlier post...EQ and TU deletec, EX did not...
i sent them by mail...
Message 10 of 14
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