HIPAA

[Anonymous]

What happened to the thread for this?

[Anonymous]

It is no longer an active thread.  You can read the read only in the archive or go to whychat.com. Or google the HIPPA process.

Message Edited by Scamp on 09-20-2009 03:47 PM

[Anonymous]

I could not find the archives and I went to whychat.com and I didnt find anything there and I even went to my old posts and its gone off of there too.  Do you know why it is gone now?

Message Edited by Scamp on 09-20-2009 03:46 PM

[Anonymous]

Recovering From Medical Debt is at the very bottom of the page.  You can still read the information, just not post to it. 

You can read why here:

 http://ficoforums.myfico.com/fico/board/message?board.id=rebuildingcredit&message.id=66540&query.id=...

I am sorry, google whychat HIPPA.

Message Edited by guiness56 on 09-20-2009 10:24 AM

[Anonymous]

I did find it on google...but I do have a question...Can I do one at a time or do I have to do all of them at once...my medical bills I mean?

[Anonymous]

When you say all at the same time do you mean in the same envelope? 

I would do each individually in separate envelopes but you could mail them at the same time.

[Anonymous]

No I mean can I just do one of the bills at a time.  Some of them are pretty high and I cannot afford to pay all of it at once.  Or can you just make a deal with the creditor to pay the bill in payments and then have it taken off the credit.  Sorry just trying to be sure before I start all of this.  Even with health insurance my hospital bills were pretty high.  thanks for you help.

[Anonymous]

Ok, I see what you are saying.

How old are these bills?  How long have they been on your CR?  There may be other routes that are quicker than the HIPPA process.

[Anonymous]

Most of the medical is anywhere from 1 to 3 years old...really...I didnt know there was a faster process...let me in on whatever you know...thanks.

[Anonymous]

You can pay 1 at a time. You can make payment and then start the Hipaa process or  start the process and make payment using the HIPAA  OC letter.

Always opt-out with the CRAs before starting.  Always use the restrictive endoresment when making payment!

https://www.optoutprescreen.com/?rf=t

Hand-write all medical dispute letters (CRAs only)

Message Edited by HappyDays on 09-22-2009 11:56 AM