Hard Inquiries Expire?

[Jerry45]

I just hit 2 years on a CC, and was wondering if TU and EQ erase HP's at 2 years exactly or later? Thanks all

[FroggieMom]

As always, its a YMMV, but my 2 yr old inquiries for a car loan fell off right on time.  

[Jerry45]

Thanks Froggie

[JSS3]

Mine always fall off two years later on the exact date.

[Anonymous]

From what I have experienced, the inquiries have dropped off at the end of the month in which they were incurred, two years later.

[mattun]

I had something weird where two TU inquires that are due to expire this month vanished in April.  Then they came back a week later.  It was like they were messing with me with a mini R*.

[Jerry45]

Thanks JS. Thanks All

[Anonymous]

My inquiries on TU seem to fall off a little early. Both other credit bureaus the end of the month of the inquiry.

[Anonymous]

I know for sure by the end of the month for me. I don't focus on the exact date just month and year.

It feels good when inqs drop off.

[Anonymous]

They will fall off right on time and the ones that reach 12 months will not count toward your fico score but will remain on your report for another year.