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TNWM,
With PrivacySssist do you get one score or three scores? If it's three scores, then you probably are getting the Big Threes FAKO scores which, I believe, are using Vantage. If you're getting one score, then it's probably their own "adjusted" scoring system.
My FAKOs are lower than my FICOs. Most people report that condition. But some, like you, do report the opposite where FICOs are higher. That's actually a good thing for you as most lenders still seem to be relying upon FICO scores even if some are dabbling in Vantage.
MercyMe wrote:Sorry, but it's me, again. BOA does use Experian. They offer credit monitorring from Experian on my banking site. Also, though I'm not 100% certain, I believe I saw a lot of Experian pulls from BOA on whogavemecredit.com.Have a happy!Mercy
MercyMe wrote:Sorry, but it's me, again. BOA does use Experian. They offer credit monitorring from Experian on my banking site. Also, though I'm not 100% certain, I believe I saw a lot of Experian pulls from BOA on whogavemecredit.com.Have a happy!MercyThey do pull their info from experian usually but they probably are using a FICO -based score on info from experian