How dumb is Equifax?

[ariesdreamer]

So I sent a ltr to EQ to dispute a few things several weeks ago. Today, I received a ltr explaining how long information remains on file. I double-checked my ltr again and I had asked just three things: to remove myself from two accts that I was an AU and to update a CC account I closed several months ago but is showing as open. That was I all asked so, in effect, they didn't do anything.

And then, I received a response to another GW ltr I sent out several weeks ago to one of my CC and here was their response: "Altering the information that was reported to the credit bureau would be a violation of the Fair Credit Reporting Act." I had asked if they'd be kind enough to change two late payments back in 2005 since I had paid on time thereafter and up until now. Is that true? They cannot 'alter' the information? I thought they could...

Grrrrr...I hope the other 8 GW I sent out at the same time are better news than what I got today...

[Takunda1]

To be removed as an AU callthe company that is reporting you as one. Its much easier that way. Same thing for the account reporting as opened. Just call the companyand the'll update it for you the next time they send the info out. I did this with BOA and they sent me a letter confirming they had done so . Two weeks later it was off my CR.

[Anonymous]

Equifax BLOWS - I disputed the incorrect info on a judgment, sent the Satisfaction & all, they sent me a "reinvestigation" on my tax lien - geez, it's no wonder I can't get credit...I NEVER disputed my tax lien because I'm working with them on it.

How to top that?!!