@mohammadmoghimi wrote:Today, I was looking at my credit report and realized that my CSP and Freedom are not reporting my credit line. I think it's because they visa *signature*. In my credit report the line was *flexible credit*.
So then the questions how can credit bureau can calculate your overall utilization (sum balances/sum credit lines)?
They'll calculate those cards as balance / high balance. Effectively the reported high balance becomes your credit limit in that situation; wierd though I thought Chase reported limits on all their cards unlike BOFA.
