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How lond did it take your new account to post?

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tparks5961
Regular Contributor

How lond did it take your new account to post?

I recently got a synovus personal credit card and it posted as a new account in 5 business days. So i was just curious as to how long it'll take for different companies to post a new account.

 

Apple Card  -- 4 months

Amex --  2 months

Regions -- 1 month

Synovus -- 5 days 

 

Last Inquiry 12/23/2022 Ally Bank Mortgage
Fico Score Progression: 10/1/2018 EQ 530 TU 535 EX 540 | 1/10/2023 EQ 785 TU 789 EX 787
Message 1 of 18
17 REPLIES 17
wasCB14
Super Contributor

Re: How lond did it take your new account to post?

Barclays is very fast.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 18
spiritcraft1
Valued Contributor

Re: How lond did it take your new account to post?

NFCU - 45 Days or more

Discover - 60 days

Amex - 45 days

Ollo - 5 days

Sync Bank -  Next day at the most

Comenity - 2-3 days


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 3 of 18
Ficoproblems247
Valued Contributor

Re: How lond did it take your new account to post?

The only one I thought was weird was Disco. The app said my statement would start when I used the card for the first time. I didn’t use it for the first couple weeks. After my first card swipe though, it reported within 2-3 days.




FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 4 of 18
tparks5961
Regular Contributor

Re: How lond did it take your new account to post?

I thought this information could be useful in case someone wanted to apply for a couple of cards within a period of time,

You'll know in what order you should apply.

Last Inquiry 12/23/2022 Ally Bank Mortgage
Fico Score Progression: 10/1/2018 EQ 530 TU 535 EX 540 | 1/10/2023 EQ 785 TU 789 EX 787
Message 5 of 18
AverageJoesCredit
Legendary Contributor

Re: How lond did it take your new account to post?

Synchrony, 30 seconds after approval 😂
Message 6 of 18
tparks5961
Regular Contributor

Re: How lond did it take your new account to post?

lol at the 30 seconds

Last Inquiry 12/23/2022 Ally Bank Mortgage
Fico Score Progression: 10/1/2018 EQ 530 TU 535 EX 540 | 1/10/2023 EQ 785 TU 789 EX 787
Message 7 of 18
spiritcraft1
Valued Contributor

Re: How lond did it take your new account to post?


@AverageJoesCredit wrote:
Synchrony, 30 seconds after approval 😂

Actually...  while the wheel was spinning... before the approval popped up.  Actually, I think my Ebay MC of last week reported the same actual day as the approval.

 

Update:  And they just reported again with a $164 balance mid cycle.  Don't even have the card yet!  Smiley Happy


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 8 of 18
Anonymous
Not applicable

Re: How lond did it take your new account to post?

The only one I remember off hand is my Amex and that took about 3 months.
Message 9 of 18
5KRunner
Frequent Contributor

Re: How lond did it take your new account to post?

Here are the ones I can remember: AmEx took 2-3 billing cycles. PNC reported less than 10 days from account opening.

I’ve recently been approved for cards from NFCU and Capital One; I have no idea how long they’ll take as this is my first from NFCU and first in more than 20 years from C1.
Message 10 of 18
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