cancel
Showing results for 
Search instead for 
Did you mean: 

How lond did it take your new account to post?

Highlighted
Regular Contributor

How lond did it take your new account to post?

I recently got a synovus personal credit card and it posted as a new account in 5 business days. So i was just curious as to how long it'll take for different companies to post a new account.

 

Apple Card  -- 4 months

Amex --  2 months

Regions -- 1 month

Synovus -- 5 days 

 

Last Inquiry 1/16/2020 (BBT Bright Business Visa $15,000.00)
Fico Score Progression :
10/1/2018 EQ 530 TU 535 EX 540
2/6/2020 EQ 736 TU 736 EX 721
In the garden till 11/1/2020
Message 1 of 18
17 REPLIES 17
Highlighted
Super Contributor

Re: How lond did it take your new account to post?

Barclays is very fast.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 2 of 18
Highlighted
Valued Contributor

Re: How lond did it take your new account to post?

NFCU - 45 Days or more

Discover - 60 days

Amex - 45 days

Ollo - 5 days

Sync Bank -  Next day at the most

Comenity - 2-3 days




Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = Very Low 400's
1-1-17 -
8-1-18 -
12-24-18 -
Current F08 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, FuelMan .8K, Citi Tractor Supply Rev .8k, Builder Pro 5.4K, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG | AMEX Biz Gold NPSL
Message 3 of 18
Highlighted
Established Contributor

Re: How lond did it take your new account to post?

The only one I thought was weird was Disco. The app said my statement would start when I used the card for the first time. I didn’t use it for the first couple weeks. After my first card swipe though, it reported within 2-3 days.

FICO 8 10/20: EX 747 EQ 746 TU 732
"Friends don't let friends earn 1% cash back."
Message 4 of 18
Highlighted
Regular Contributor

Re: How lond did it take your new account to post?

I thought this information could be useful in case someone wanted to apply for a couple of cards within a period of time,

You'll know in what order you should apply.

Last Inquiry 1/16/2020 (BBT Bright Business Visa $15,000.00)
Fico Score Progression :
10/1/2018 EQ 530 TU 535 EX 540
2/6/2020 EQ 736 TU 736 EX 721
In the garden till 11/1/2020
Message 5 of 18
Highlighted
Community Leader
Mega Contributor

Re: How lond did it take your new account to post?

Synchrony, 30 seconds after approval 😂
Message 6 of 18
Highlighted
Regular Contributor

Re: How lond did it take your new account to post?

lol at the 30 seconds

Last Inquiry 1/16/2020 (BBT Bright Business Visa $15,000.00)
Fico Score Progression :
10/1/2018 EQ 530 TU 535 EX 540
2/6/2020 EQ 736 TU 736 EX 721
In the garden till 11/1/2020
Message 7 of 18
Highlighted
Valued Contributor

Re: How lond did it take your new account to post?


@AverageJoesCredit wrote:
Synchrony, 30 seconds after approval 😂

Actually...  while the wheel was spinning... before the approval popped up.  Actually, I think my Ebay MC of last week reported the same actual day as the approval.

 

Update:  And they just reported again with a $164 balance mid cycle.  Don't even have the card yet!  Smiley Happy




Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = Very Low 400's
1-1-17 -
8-1-18 -
12-24-18 -
Current F08 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, FuelMan .8K, Citi Tractor Supply Rev .8k, Builder Pro 5.4K, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG | AMEX Biz Gold NPSL
Message 8 of 18
Highlighted
Valued Contributor

Re: How lond did it take your new account to post?

The only one I remember off hand is my Amex and that took about 3 months.




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 9 of 18
Highlighted
Frequent Contributor

Re: How lond did it take your new account to post?

Here are the ones I can remember: AmEx took 2-3 billing cycles. PNC reported less than 10 days from account opening.

I’ve recently been approved for cards from NFCU and Capital One; I have no idea how long they’ll take as this is my first from NFCU and first in more than 20 years from C1.
Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.