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How long before Navy reports to the CBs?

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CashBackQueen
Frequent Contributor

How long before Navy reports to the CBs?

I've had 2 statements cut already and nothing about the account shows on any of my reports. Is it because I always pay it down to $0 before the statement cuts?
BK7 DC 1/2/18 • Progress as of 5/10/22:


TCL: $89,350 • If it ain't got rewards, I don't want it Smiley Wink
Message 1 of 7
6 REPLIES 6
thornback
Senior Contributor

Re: How long before Navy reports to the CBs?

As long as you have activity, it should report even if the statement balance is $0.

Mine took 3 statements to report (opened account in the middle of a cycle so 1st statement was only for 14 days).

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
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My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
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Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
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Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 2 of 7
glockrunner
Regular Contributor

Re: How long before Navy reports to the CBs?

It took 2 statements for me. Did you wait at least 3+ days for the credit bureaus to update? 

Message 3 of 7
Anonymous
Not applicable

Re: How long before Navy reports to the CBs?

Typically you will see the new account appear on your CR's after 61 days / 2 statements. You may want to call and inquire to see if there is an issue, as you've already hit those 'estimations'.

Message 4 of 7
CashBackQueen
Frequent Contributor

Re: How long before Navy reports to the CBs?

Thanks everyone.

@glockrunner yes, I waited a few days after the cut date to check.

I'll wait til after my third statement to see if it reports then and if not I'll give them a call.
BK7 DC 1/2/18 • Progress as of 5/10/22:


TCL: $89,350 • If it ain't got rewards, I don't want it Smiley Wink
Message 5 of 7
M_Smart007
Legendary Contributor

Re: How long before Navy reports to the CBs?


@CashBackQueen wrote:
Thanks everyone.

@glockrunner yes, I waited a few days after the cut date to check.

I'll wait til after my third statement to see if it reports then and if not I'll give them a call.

With The Holidays, things might be moving a little slower than normal.

Message 6 of 7
Traveler101
Established Contributor

Re: How long before Navy reports to the CBs?

Good luck to you. I just messaged them myself. Account opened in middle of aug, has yet to report on experian.
Message 7 of 7
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