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How many inquiries do you have?

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Anonymous
Not applicable

Re: How many inquiries do you have?

From June 2014-current EQ 8, TU 6, and EX 5.
Message 51 of 78
Anonymous
Not applicable

Re: How many inquiries do you have?


@Anonymous wrote:

@Kostya1992 wrote:

Not even... if you have a good credit profile you don't even need to worry about inquiries as much.


While this is true to an extent, there are creditors who will make you fight for each and every new card, CLI, balance transfer or apr reduction if they think you're seeking too much credit.

 

One thing that really frustrates me though is that things like opening a bank account, getting a phone or getting internet count as hard inquiries. I'm looking at you, NFCU, Verizon Wireless and Comcast!


I agree. It is annoying that VW is a HP. 

Message 52 of 78
Anonymous
Not applicable

Re: How many inquiries do you have?

Ex: 25

TU: 23

EQ: 13

 

i have at least 10 are set to fall off my EX and TU by Aug of this year. Stupid car dealership had racked up most of it when I was car shopping last year.

Message 53 of 78
EW800
Valued Contributor

Re: How many inquiries do you have?

I have the following HP inquiries:\

 

EQ - 0

EX - 1 (about 6 months old)

TU - 2 (Both are about a year old)

 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 54 of 78
CreditPacMan
Established Contributor

Re: How many inquiries do you have?

I have the highest number of inquiries on my TU report ( ~24) about 10 of them from car shopping. EQ has only 14. Don't know about EX.

Current Cards:
Message 55 of 78
Anonymous
Not applicable

Re: How many inquiries do you have?

I have 8. I think I'm done. There's no cards that I want. I do want Discover or Citi cards in the future. But right now I am happy with Chase and AMEX.

Message 56 of 78
surferchris
Valued Contributor

Re: How many inquiries do you have?

EQ: 7

EX: 4

TU: 2

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 57 of 78
black_citi
Established Contributor

Re: How many inquiries do you have?

27, but 9 or 10 should fall off by July.
Make More, Spend Less
Message 58 of 78
Anonymous
Not applicable

Re: How many inquiries do you have?

12 on TU is my highest with 2 over a year old and 2 over 6 months old.
Message 59 of 78
Anonymous
Not applicable

Re: How many inquiries do you have?

Wow, some of you have some serious totals!  Do the CCC's just not regard that too highly or what?

 

I always read you should have 5 or less.  I'm just getting into the credit building game (I have good credit, but want to boost my scores) so all my inq's are >1yr old but within 2 years I have 5 on EQ and 2 on the others.  For some reason my auto loan beat up EQ with multiple pulls.  At any rate, I feel like I need to go on an apping spree or something the way some of your totals are, haha!

Message 60 of 78
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