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How to know if I have credit freeze for sure

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Society1
Regular Contributor

How to know if I have credit freeze for sure

I want to apply for a new card but I don't know if I have a security freeze on my account. And it's hard to contact the credit bureaus for me to find out. Can someone help 

Message 1 of 6
5 REPLIES 5
simplynoir
Mega Contributor

Re: How to know if I have credit freeze for sure

Which bureau(s) do you believe you have the credit freeze on?

Message 2 of 6
Physh1
Frequent Contributor

Re: How to know if I have credit freeze for sure


@Society1 wrote:

And it's hard to contact the credit bureaus for me to find out. Can someone help 


This check can be accomplished on their respective websites quite easily.

Message 3 of 6
Yasselife
Valued Contributor

Re: How to know if I have credit freeze for sure

@Society1 

Wallethup app shows on TU report. You can try loan prequals there, CK, Ex...


Message 4 of 6
Society1
Regular Contributor

Re: How to know if I have credit freeze for sure

Experian / equifax 

Message 5 of 6
simplynoir
Mega Contributor

Re: How to know if I have credit freeze for sure


@Society1 wrote:

Experian / equifax 


If you don't recall sending correspondence or setting up an online account to place a security freeze then chances are you probably didn't place one. As @Physh1 this can be accomplished on their respective websites, also providing link with direct contact numbers to the bureaus specifically for freezes

 

https://www.experian.com/freeze/center.html

https://www.equifax.com/personal/credit-report-services/credit-freeze/

https://www.usa.gov/credit-reports#item-214215

Message 6 of 6
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