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I did it! 800

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Bman70
Established Contributor

I did it! 800

 

Woohoo 800 club! Had to get a screenshot, since I'm sure it will be short lived when my new accounts and AAoA changes hit. Aw well, six months in the garden should have me back again. Smiley Happy

 

image.jpg


EX 822
TU 834
EQ 820


Message 1 of 23
22 REPLIES 22
wmweeza
Established Contributor

Re: I did it! 800

Congrats! I bet that feels good


Last App 10/14. FICO's: AMEX Ex 846, BarclayTU08 815.FAKOs:CreditKarma 775,CS score 771.BofA 5400,Target $5000,Barnes $8500,Amex $22k
Message 2 of 23
s_haliz
Valued Contributor

Re: I did it! 800


@Bman70 wrote:

 

Woohoo 800 club! Had to get a screenshot, since I'm sure it will be short lived when my new accounts and AAoA changes hit. Aw well, six months in the garden should have me back again. Smiley Happy

 

image.jpg


Great news....Awesome.....Congrats.....

TU FICO 850 | EQ FICO 850 I EX FICO 850
Message 3 of 23
lg8302ch
Senior Contributor

Re: I did it! 800

Congrats....feels and looks  nice ...just said good bye again myself due to the new cards reporting ....hopefully back in 6-8 months Smiley Happy

Message 4 of 23
Bman70
Established Contributor

Re: I did it! 800

 

Thanks, yes it's a nice thing to wake up to Smiley Happy

I know,, kinda bittersweet to see it slip away, but what's a good FICO for if not to get the credit we want? I'd rather be using it than saving a good score but getting nothing useful from it 


EX 822
TU 834
EQ 820


Message 5 of 23
Commutator
Valued Member

Re: I did it! 800

Congratulations! It must be a pretty awesome feeling!

       
Message 6 of 23
bdhu2001
Valued Contributor

Re: I did it! 800


@Bman70 wrote:

 

Woohoo 800 club! Had to get a screenshot, since I'm sure it will be short lived when my new accounts and AAoA changes hit. Aw well, six months in the garden should have me back again. Smiley Happy

 

image.jpg


Congrats!!! You are so stoic about not keeping it.  I hit 800 & now dread what will happen when I finally find a house & take out a new mortgage.  Everytime I charge, I send the payment for the charge amount.  I really have got to develop your attitude.  You are an inspiration.  Congrats again.

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


Take the myFICO Fitness Challenge
Message 7 of 23
Bman70
Established Contributor

Re: I did it! 800


@bdhu2001 wrote:

@Bman70 wrote:

 

Woohoo 800 club! Had to get a screenshot, since I'm sure it will be short lived when my new accounts and AAoA changes hit. Aw well, six months in the garden should have me back again. Smiley Happy

 

image.jpg


Congrats!!! You are so stoic about not keeping it.  I hit 800 & now dread what will happen when I finally find a house & take out a new mortgage.  Everytime I charge, I send the payment for the charge amount.  I really have got to develop your attitude.  You are an inspiration.  Congrats again.


Thanks! For me as I wrote above, it's just keeping perspective about what FICO is good for. It's not any good in itself, except to get the credit (and things with it) we want. Within 6 months or so your mortgage should allow your score to go even higher.. Since no mortgage is one factor keeping mine 'down.' Also from creditors' perspective, 780 is as good as 800. Even 720 sometimes is. So wanting 800 is more personal than practical. 


EX 822
TU 834
EQ 820


Message 8 of 23
bdhu2001
Valued Contributor

Re: I did it! 800


@Bman70 wrote:

@bdhu2001 wrote:

@Bman70 wrote:

 

Woohoo 800 club! Had to get a screenshot, since I'm sure it will be short lived when my new accounts and AAoA changes hit. Aw well, six months in the garden should have me back again. Smiley Happy

 

image.jpg


Congrats!!! You are so stoic about not keeping it.  I hit 800 & now dread what will happen when I finally find a house & take out a new mortgage.  Everytime I charge, I send the payment for the charge amount.  I really have got to develop your attitude.  You are an inspiration.  Congrats again.


Thanks! For me as I wrote above, it's just keeping perspective about what FICO is good for. It's not any good in itself, except to get the credit (and things with it) we want. Within 6 months or so your mortgage should allow your score to go even higher.. Since no mortgage is one factor keeping mine 'down.' Also from creditors' perspective, 780 is as good as 800. Even 720 sometimes is. So wanting 800 is more personal than practical. 


Thank you for that.  Logically I know you're absolutely right.  What's so weird is that I just started caring about my score 2 months ago & now improving it is like an addiction.

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


Take the myFICO Fitness Challenge
Message 9 of 23
lg8302ch
Senior Contributor

Re: I did it! 800


@Bman70 wrote:

 

Thanks, yes it's a nice thing to wake up to Smiley Happy

I know,, kinda bittersweet to see it slip away, but what's a good FICO for if not to get the credit we want? I'd rather be using it than saving a good score but getting nothing useful from it 


+1 fully agree..lol.. maybe one day we can have both..ha ha

Message 10 of 23
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