@Tdatb64 wrote:So, I recently received an email from Nerdwallet saying, basically, that they were instituting mandatory 2-factor authentication. I fired-off an email of my own to let them know that I categorically refuse to deal with such nonsense and have severed ties in the past with a number of other websites that had instituted such ridiculous policies. I am not a child wedded to my cellphone: its purpose is making/receiving calls, not acting as identification. They responded that 2-factor authentication was to be purely voluntary. They lied!
Today I tried to login to my account and up popped the 2-factor page. There was no option to bypass it. I fired-off another email letting them know I was unhappy with being lied to and stating that, if they were not going to rescind this 2-factor nonesense, I want my account cancelled, all my data removed from their system, and I revoke any and all permissions - explicit and/or implied - to keep, access, or use any of my data for any purpose.
I know many will think "What's the big deal?" but it IS a big deal to me. I refuse to be forced into stuff like this. The whole reason for the existence of a password is to use it to gain access. If I cannot gain access by using it, what's the point? I also will never use a site that requires biometrics, never open an account that requires a picture or video of me holding a written date or other info.
Goodbye, Nerdwallet. You were barely useful, anyway.
My bet is Nerdwallet is much happier to hear you fuss about 2FA or MFA than the hear you fussing about your account getting hacked and then hearing from your attorney. Face facts, fraud is rampant and 2FA is hear to stay, get used to it or stop using the internet.
@Horseshoez wrote:My bet is Nerdwallet is much happier to hear you fuss about 2FA or MFA than the hear you fussing about your account getting hacked and then hearing from your attorney. Face facts, fraud is rampant and 2FA is hear to stay, get used to it or stop using the internet.
Basically this. It's annoying to remember passwords too, but I have to do it
* shrugs shoulders *
@AndySoCal wrote:@Tdatb64 I used to hate 2FA for similiar reasons as you. I have changed my mind since then. Fraud is at near or all time high's my email in the last few days is full of fraud attempts. Ten to twenty emails telling my my Amazon Prime payment failed. Several for Sirius XM Radio and Sams Club saying my account payment had a problem. I do not have Amazon Prime nor Sam's Club accounts.
I forwarded the Amazon Prime Email to stop-spoofing@Amazon.com which they will shut them down if possible.
I have turned on 2FA for all finanacial institutions I bank with and my brokerage account. I have also turned it for any place I have a credit card stored.
If it is recovered they will be one of the few that do. That should have been removed when changed the content of my post With Dark Web the fraudsters are getting very skilled at convincing customers to give them information they needed to seperate them from their money. The fraudsters are very good at hacking email and other accounts. Dark Web is where some of not most of the hacked account(s) information is sold. Those who buy it use it commit fraud. Zelle fraud is also at high levels as well. In my opinion, I would rather use the tools availible to help prevent it. Rather than figure out how to live with the money I have left after the account is hacked.
This. I agree that multifactor authentication is annoying as anything, EXCEPT for when it comes to websites or apps that I use to manage my money and bills. That is where I think an extra layer of security makes the most sense, but it's also helpful as an extra security measure anyplace. I once got an email asking for confirmation of my LinkedIn account, and that prompted me to change my password immediately. It stinks and it's annoying, but you just can't be too safe these days. Checking your email or text messages is an extra step that takes 30 seconds. Identity theft or MONEY theft can take months or years to unravel and make right. I know which I would prefer.
