INACTIVITY

[williamd1972]

I need to make a puchase with my SEARS CARD. The problem is, I havent used MY CARD in seven months. 
When and If, i use my SEARS CARD, WILL MY SCORE TAKE A HIT?

[Anonymous]

Since your card has been inactive for more than 90 days (3 billing cycles), you'll take a temporary FICO hit for using an inactive card. The good news is that you should recover any lost points the very next month.

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@williamd1972 wrote:
I need to make a puchase with my SEARS CARD. The problem is, I havent used MY CARD in seven months. 
When and If, i use my SEARS CARD, WILL MY SCORE TAKE A HIT?

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[RobertEG]

Maybe, and maybe not.  What is the CL on the card, and how much %util of that card do you intend to make?

[williamd1972]

$3500. I would charge a few hundred dollars at the most.

[Anonymous]

Last year, I used a card that was inactive for several months.  You can read about my experience here:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&message.id=20130#M20130