In quest to get a free Transunion Fico score, dont do this (updated)

[Anonymous]

If your Experian trial just ended wait a few days. Log in to your account (the same one you used for the trial). Right after you log in you will be offered another $1 trail. I believe this only works on the site, now the app (memory if foggy on that part but iirc)

If you don’t see the offer wait a few more days. The trial says 7 days but it actually last for 10. So you have to wait until the 11th day then they will offer you the trial again. You don’t have to use different emails or CC or anything. Same info.

btw Synchrony offers a free TU FICO monthly. It’s local but if you have BECU that’s another place to get free monthly FICO.

[TheFIGuy]

I have BECU Bank account and I’m still awaiting my FICO TU to update/pull. I have had the account for 25+ days now and it says possibly 3 months before it updates

[Anonymous]

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@TheFIGuy wrote:
I have BECU Bank account and I’m still awaiting my FICO TU to update/pull. I have had the account for 25+ days now and it says possibly 3 months before it updates

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The pulled my score 4 days after the first statement cut. From than it’s been pulled that date every month.

[SouthJamaica]

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@Anonymous wrote:

I applied for a credit card and was approved, US Bank pulled TU only. I wanted check how many pts that dropped me since I will be applying for more cards. 

I already have the Experian trial and that ended, so I can’t get an updated Fico for TU. And all other TU scores that I have for free through Credit Karma are vantage fako scores, which are useless (that might be changing) 

1. Went to pro credit (ClickFreescore), which I had book marked from a couple of years ago. They have a $1 trial and I haven’t used this service in a while. Well signed up and says I am not eligible and kicks me off to a partner site for debt relief, ok? Hopefully they haven’t been hacked. (Old website they only provide vantage scores)

1. Went to TU themselves, thinking I can get the true fico score. They charge $24.99 for vantage scores, talked to the rep who refunded me the amount, when I told him I can get that for free elsewhere and why would anyone pay for those fake scores. He stated that more banks and lenders are using the system, I think someone from the board got a vantage pulled for credit. Let’s hope the industry doesn’t go this route

So, I am asking the board, where is another place to get a TU fico score? US Bank only offers a TU vantage score through the bank. Have to give props to credit monitoring services like Credit Wise, Credit Karma, Credit Sesame and Nav Business, they are real-time or within minutes of HP hitting the bureaus. 

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Discover, Barclays, & Bank of America give you free TU FICO 8 scores.

[TheFIGuy]

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@Anonymous wrote:

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@TheFIGuy wrote:
I have BECU Bank account and I’m still awaiting my FICO TU to update/pull. I have had the account for 25+ days now and it says possibly 3 months before it updates

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The pulled my score 4 days after the first statement cut. From than it’s been pulled that date every month.

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Really, I'm still awaiting the FICO TU Pull. Do you have a CC with them?

I think I have had one statement cut for my bank account but i'm still awaiting the FICO scores

[SouthJamaica]

Also my Synchrony Marvel card supplies TU FICO 8; I don't know if all Synchrony cards do.