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Is Synchrony Marvel reporting unpredictable?

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Super Contributor

Is Synchrony Marvel reporting unpredictable?

I recently opened a Synchrony Marvel card. It reported to the bureaus the balance as of 5 days before the statement date. Is Synchrony still reporting randomly, or is there some way to predict -- within a reasonable margin of error -- when it will report?


Total revolving limits 720500 (594000 reporting) 10/2/19 FICO 8 scores: EQ 744 TU 782 EX 746
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Community Leader
Mega Contributor

Re: Is Synchrony Marvel reporting unpredictable?

They report new account quickly and report on statement date 

 

However, I closed my only Synch card because I got tired of random mid cycle reports. As soon as charge posted, they would report. After several months, I got tired of it ( in combination with card being useless) 

 

I know they do some weird mid cycle reporting at times, but I am not sure how prevalent that is.

Maybe others never had that issue 

EX 759 EQ 774 TU 753


Message 2 of 5
Super Contributor

Re: Is Synchrony Marvel reporting unpredictable?

Synchrony online did this to me the first month I had Amazon and PayPal. It hasn’t happened since December and January, respectively, and they didn’t do it at all for my Payboo card which had a normal report cycle. 

What does annoy me about Sync though is how long they wait after your due date to report. It’s 7-10 days which means if I am in micromanaging mode, I can’t use my card for over a week after I make my payment. They are by far the hardest to manage balances on since the rest of my cards report 3-5 days after the due date. 


01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Does it look like I really need any more cards? My goal is to garden until 2/2020.
Message 3 of 5
Established Contributor

Re: Is Synchrony Marvel reporting unpredictable?

My Ebates card used to report whenever I sneezed. When I was trying for a CLI and putting lots of spend through it, it updated at least 2X a month and never showed zero balance, even though I paid it in full between once and three times a month.

Amex PRG (NPSL), Amex Blue Cash ($8K), Amex Simply Cash+ ($4K), Discover ($20.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($10K), Buckle ($1.3K), BofA AAA Rewards ($67.6K), Paypal credit ($7.8K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K)
Message 4 of 5
Super Contributor

Re: Is Synchrony Marvel reporting unpredictable?


@SouthJamaica wrote:

I recently opened a Synchrony Marvel card. It reported to the bureaus the balance as of 5 days before the statement date. Is Synchrony still reporting randomly, or is there some way to predict -- within a reasonable margin of error -- when it will report?


OK. Thank you @ChargedUp @Saeren @Remedios 

 

That sucker is gone and shredded.

 

I'll miss Spiderman; Synchrony ruined it for us. Just like Barclays ruined it for me with JetBlue.


Total revolving limits 720500 (594000 reporting) 10/2/19 FICO 8 scores: EQ 744 TU 782 EX 746
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