Juniper Card

[Anonymous]

Where do I go to apply for a Juniper card? Will they approve me w/ a BK form 03 and a TU score of 615?

[Anonymous]

Good question.  I went to the site and it appears to be for people who have already been approved for credit cards.

[Anonymous]

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Profit wrote:

Where do I go to apply for a Juniper card? Will they approve me w/ a BK form 03 and a TU score of 615?

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I'm not sure I would bother if I was you.  My BK was in 2001, and I had already received a Cap One card and had scores in the high 600s when I applied for a Juniper card. I got the card, but it has a $300 CL and a very high APR.  Shortly after getting that card, I went to Orchard bank and did way better.  HSBC has given me three cards within a couple months.  All with good CLs and really decent terms. My Discover has a $7000 CL which really helps me keep my utilization low when I use a card for a big purchase like this years vacation.

[Anonymous]

Thanks. Did you get approved for your Discover after your BK? What were your scores, if you don't mind me asking?

[Anonymous]

Partner cards

https://www.barclaycardus.com/app/ccsite/affiliates/prtnrCoBrandDynamic.jsp

[Anonymous]

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Profit wrote:

Thanks. Did you get approved for your Discover after your BK? What were your scores, if you don't mind me asking?

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Yes, I did get it after my BK, but it has been 6 years since the BK. My scores were in the low 700s (high 600's) when I got that card (699-726). I was one of those people who never tried to fix up my CR after the BK, figuring I would just take my lumps. I just started being proactive within this past year. Read some of my other threads if you want to learn from my many mistakes.  I have had some real success stories as well over the past couple months.

[Anonymous]

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so_confused wrote:

Partner cards

https://www.barclaycardus.com/app/ccsite/affiliates/prtnrCoBrandDynamic.jsp

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That's a pretty good link. They seem to have a TON of partners. Mine is an Apple card, but they aren't listed on that page.  I only used the card a couple times, and now, IF I use it at all, it is paid off in full when the bill comes. Can't stand those 20%+ rates.

[chartley3]

I was approved for an Airtran Airways Platinum card with a TU score of 604 and a BK from 1998. Ive also talked to there CSR's and they are very helpful and friendly, unlike some of the starter card people. No annual fee and 0% APR on balance transfers.

[Anonymous]

Awesome chartley3! 

[sl]

I just applied and they said they need more time to review my information....grrr. I know that generally means a big NO!

Message Edited by sl on 07-18-2007 04:40 PM