@cashorcharge wrote:I would agree that addressing and cleaning is important. I recently just went through this and found that they have a second report that is not well-known that is typically used for those "verification questions" with third parties. The report is called Accurint. While there consumer report is aggregated information as mentioned above. The Accurint report is based on public information that is non-verified. It was this data that kept popping up for verification questions that I was failing because it had bad data derived from public resources that I was unfamiliar with.
I thought that by cleaning my consumer report, that would resolve my problem...however as the two reports are treated separately you need to request both and clean both.
Good information. Ran into similar problems and had all my other reports (more than eight that I could find cleaned up) correct yet strange information was asked on verification that I never heard of. My inquiring mind wonders if freezing our many reports would cause a lack of accurate information to be available for verifications for a reporter such as Accurint? Looked it up and see it is another part of Lexis Nexis!
Accurint may draw from the same data base at Lexis Nexis you were wondering about and supports the further idea of cleaning up the Lexis Nexis Reports! Great thread and glad you asked? 
Back to freezing ... as has been discussed, there are differing views on it. For myself it is about the peace of mind knowing that I tried to place some form of control on all the reporting that goes on. You would be surprised at what the Early Warning Systems reporter collects (not a credit bureau) for some banks. Also, there is the Medical Information Bureau, a NCTUE for telephone information and I will stop. A lot is the answer!
@cashorcharge wrote:I would agree that addressing and cleaning is important. I recently just went through this and found that they have a second report that is not well-known that is typically used for those "verification questions" with third parties. The report is called Accurint. While there consumer report is aggregated information as mentioned above. The Accurint report is based on public information that is non-verified. It was this data that kept popping up for verification questions that I was failing because it had bad data derived from public resources that I was unfamiliar with.
I thought that by cleaning my consumer report, that would resolve my problem...however as the two reports are treated separately you need to request both and clean both.
Going to cry! Another reporter/collector. When is enough too many??? 