@Anonymous wrote:
I’m familiar with a full fact disclosure and the 2 clue reports for insurance. You’re telling me there is a 4th type of report from Lexis??
Yes! This name..."Accurint" was specifically stated when I worked with them. After cleaning "what I believed was my only report" it turned out that this OTHER report...based on unverified data exists...and some companies, FI's or I guess whomever.....has the option of using this offering from LN to verify you. After KNOWING my Consumer Report was clean...and continued to see erroneous information on verification questions from an FI I was working with.....and then digging to find out that the company "verifying me" was using LN...I called them to state...my report is cleaned, you just did this....how is there still bad info on there??...and THEN, that's when they said this OTHER report is used as a service to verify and it too could contain info. Sure enough, upon review...it had all the bad addresses, relatives and other info that wasn't mine yet was somehow tied to me, causing me to fail verifications.
Not sure how or why it exists. I would venture to "guess" that if I was applying for CREDIT, it would pull my actual consumer report... but if someone is using their service to just verify you...and they use this other report....you'll need to make sure it too is clean and error free.
https://www.lexisnexis.com/en-us/privacy/for-consumers/request-personal-information.page
