Monumental CCT $1 trial improvement!

[SEAlifer]

For FICOs, TU I get through my Discover and Experian does provide it monthly for free. Only monthly FICO I can’t seem to get without signing up for a free trial of a service is Equifax.

[Anonymous]

That's correct above.  The only source that some have found for a free EQ Fico 8 score would be through a bank/CC (or other) account that provides that score for free along with the account.  Those are very few and far between.

[Anonymous]

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@SEAlifer wrote:
For FICOs, TU I get through my Discover and Experian does provide it monthly for free. Only monthly FICO I can’t seem to get without signing up for a free trial of a service is Equifax.

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Hopefully, I understand what you are saying as I haven't read this entire thread.

If you go to www.creditchecktotal.com and signup you can get all three.  Then cancel and once your free trial is up it will ask you again if you want to try it (it will be $1) and you can then request your FICO score again every 7 days.

[Anonymous]

Not just your Fico scores, but your 3B reports as well.  For most, the reports are even more valuable than the scores with each $1 trial that you do.

[SEAlifer]

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@Anonymous wrote:

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@SEAlifer wrote:
For FICOs, TU I get through my Discover and Experian does provide it monthly for free. Only monthly FICO I can’t seem to get without signing up for a free trial of a service is Equifax.

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Hopefully, I understand what you are saying as I haven't read this entire thread.

If you go to www.creditchecktotal.com and signup you can get all three.  Then cancel and once your free trial is up it will ask you again if you want to try it (it will be $1) and you can then request your FICO score again every 7 days.

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Credit Check Total is a great service, for sure, but there's always the risk I'll forget to cancel in time no matter how many reminders I set for myself and end up paying $30 by mistake whereas the FICOs on the Experian app and Disco statements are free w/o any potential cost. I just wish there was a similar service by Equifax but this new one they're offering only provides VantageScore which for me, at least, has like a 60 point diff w/my FICOs. Apparently Citi cards give you the FICO 8 from EQ but I'm not craving any of their cards, womp womp!

[Anonymous]

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@SEAlifer wrote:

... there's always the risk I'll forget to cancel in time ...

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FYI, for the forgetful out there, you can always cancel immediately after running your 3-bureau report. No need to wait to do it another time.

[spiritcraft1]

Some people get locked out or switched to Experian Creditwise unfortunately.  For us, there was no rhyme or reason aside from it being around the time they were rolling out Creditwise.  It's great some can still take advantage of this.

[Anonymous]

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@spiritcraft1 wrote:

Some people get locked out or switched to Experian Creditwise unfortunately.  For us, there was no rhyme or reason aside from it being around the time they were rolling out Creditwise.  It's great some can still take advantage of this.

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I believe an easy way to combat this is to just make another account. After you supply your information (name, address, SS#, etc) it will merge your old reports into your new account. Worked for me.

[kshurika]

I guess CCT is finished. Is there another way to get all 3 scores by judiciously signing up and canceling?

Many thanks.

[calyx]

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@kshurika wrote:

I guess CCT is finished. Is there another way to get all 3 scores by judiciously signing up and canceling?

Many thanks.

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I still have CCT $1/7days as available.
You can also use Experian.com directly - last I checked, it was a 10 day with 4.99 for all three trial, and right now I'm on a "free" 30 day trial (it was offered when I logged into my EX like normal).