Multiple credit card accounts from the same bank.

[Anonymous]

Yes all 3 show the same history.

Card 1: open 07/01 closed 03/02
Card 2: open 07/01 closed 11/03
Card 3: open 07/01

So you're saying I shouldn't dispute at all?

Message Edited by Stomper on 01-15-2008 02:06 PM

[Anonymous]

WOW you probably boosted the heck out of your scores with the long history being reported on all three.

[Anonymous]

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@Anonymous wrote:
Yes all 3 show the same history.

Card 1: open 07/01 closed 03/02
Card 2: open 07/01 closed 11/03
Card 3: open 07/01

So you're saying I shouldn't dispute at all?

Message Edited by Stomper on 01-15-2008 02:06 PM

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I am so jealous! No you definitely should not delete and say thank you to the lender.

[Anonymous]

Thanks guys. This forum is awesome.

I have a 3 (60 day, 30 day, 30 day)late payments to GW and hopefully they'll be removed.

If you guys can help on this that would be great too.
http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=67591

THANKS!

Message Edited by Stomper on 01-15-2008 02:30 PM

[Anonymous]

These late payments you just brought up are not duplicated 3 times on these accounts that we were just discussing are they?

Ok, I just read your link to your student loan. Wheu.

Message Edited by ilovepizza on 01-15-2008 02:28 PM

[Anonymous]

Nope. These 3 accounts are in good standing. I just need to pay off the debt I owe on Card 3.

[fused]

Wow, you got lucky. This doesn't usually happen.

[haulingthescoreup]

Christmas in January!

[Anonymous]

The UTL and the accounts with balances is scary-

What kind of "get out of Debt" plan do you have?

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Stomper wrote:
My oldest account is 07/01 (which is one of the closed account).It was closed on 03/02.

But the one that replaced it has the history there.

I have 10 open revolving accounts, 6 with balances.

I have a total of 24 accounts on my Equifax report.

1 auto loan

9 student loan accounts (3 with balances). I consolidated my loans.

I'm utilizing about 75% of my credit limit and I'm working to get out of debt.

Message Edited by Stomper on 01-15-2008 01:09 PM

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[Anonymous]

Timothy, I'm hoping to follow in your footsteps to get my credit score up. Here is a link to a thread I started about my scenario. http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=67898